Inferra AI / Company / MET

MetLife

MET · Financials

Last earnings Aug 5, 2026  ·  Next earnings Nov 4, 2026

Key results

Net incomequarter

$698 million

Net income was $698 million .

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Revenuequarter

$12.7 billion

Premiums, fees and other revenues (PFOs) were $12.7 billion .

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Growthquarter

down 6 percent

Page 3 of 23 Total Company Discussion MetLife reported second quarter 2025 premiums, fees and other revenues of $12.7 billion , down 6 percent .

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Adjusted premiums, fees and other revenues, excluding pension risk transfers, were $12.4 billion , up 5 percent .

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Net income decreased 23 percent to $698 million .

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

On a per-share basis, net income decreased 20 percent to $1.03 .

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

AI analysis

Q2 2025 · reported Aug 6, 2025

Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held

Revenue · Q2 2025
$12.7B
EX-99 · Aug 6, 2025
Net income · Q2 2025
$698M
EX-99 · Aug 6, 2025
Growth · Q2 2025
down 6 percent
EX-99 · Aug 6, 2025

Headline figures

MetricQ2 2025Prior qtrYear ago
Net income$698 million——
Revenue$12.7 billion——
Growthdown 6 percent——

EX-99 · Aug 6, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNov 4, 2026Verified from the company’s own announcement

Capital allocation

Returned approximately $900 million to shareholders via share repurchases and common stock dividends.

Adjusted earnings available to common shareholders is defined as adjusted earnings less preferred stock dividends.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

MetLife Announces 2Q 2025 Results Comment from Michel Khalaf, President and Chief Executive Officer This quarter, we continued to execute our New Frontier strategy to create value for our customers and shareholders

Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Returned approximately $900 million to shareholders via share repurchases and common stock dividends.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Adjusted earnings available to common shareholders is defined as adjusted earnings less preferred stock dividends.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Mortgage loans, Page 12 of 23 net of mortgage loans originated for third parties ( net mortgage loans ) (including commercial ( net commercial mortgage loans ), agricultural ( net agricultural mortgage loans ) and residential mortgage loans) and real estate equity (including real estate and real estate joint ventures) included in Asia GA AUM (at net asset value, net of deduction for encumbering debt) have been adjusted from carrying value to estimated fair value.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Assets pledged or otherwise committed include amounts received in connection with securities lending, repurchase agreements, derivatives, regulatory deposits, the collateral financing arrangement, funding agreements and secured borrowings, as well as amounts held in the closed block.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

MetLife defines free cash flow as the sum of cash available at MetLife s holding companies from dividends from operating subsidiaries, expenses and other net flows of the holding companies (including capital contributions to subsidiaries), and net contributions from debt to be at or below target leverage ratios.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

This measure of free cash flow is prior to capital actions, such as common stock dividends and repurchases, debt reduction and mergers and acquisitions.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Strategy & priorities

MetLife Announces 2Q 2025 Results Comment from Michel Khalaf, President and Chief Executive Officer This quarter, we continued to execute our New Frontier strategy to create value for our customers and shareholders.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

We continued to progress on our previously announced strategic transactions with Chariot Re, Talcott Financial Group and PineBridge Investments to accelerate our growth in asset management and capitalize on our retirement platform.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Looking ahead, we re confident in the resiliency and all-weather nature of our New Frontier strategy and our ability to deliver on our commitments.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Adjusted earnings, along with the related adjusted revenues, adjusted expenses and adjusted premiums, fees and other revenues, focus on our primary businesses principally by excluding the impact of (i) market volatility which could distort trends, (ii) asymmetrical and non-economic accounting, (iii) revenues and costs related to divested businesses, and (iv) other adjustments.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

They include statements relating to strategy, goals and expectations concerning our market position, future operations, margins, profitability, capital expenditures, liquidity and capital resources and other financial and operating information.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Risks & headwinds

By their nature, forward-looking statements speak only as of the date they are made are not statements of historical fact or guarantees of future performance and are subject to risks, uncertainties, assumptions or changes in circumstances that are difficult to predict or quantify.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

, its subsidiaries and affiliates, and they involve unpredictable risks and uncertainties.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

The risks, uncertainties and other factors identified in MetLife, Inc.

SEC original ↗MetLife — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Legal Proceedings 149 Item 1A.

SEC original ↗MetLife — 10-Q Quarterly report10-QAug 6, 2026

By their nature, forward-looking statements: speak only as of the date they are made; are not statements of historical fact or guarantees of future performance; and are subject to risks, uncertainties, assumptions or changes in circumstances that are difficult to predict or quantify.

SEC original ↗MetLife — 10-Q Quarterly report10-QAug 6, 2026

Many factors determine Company results, and they involve unpredictable risks and uncertainties.

SEC original ↗MetLife — 10-Q Quarterly report10-QAug 6, 2026

Documents

Earnings deck slides

0 decks with slide view

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

MetLife — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

68 documents

Earnings releases

17 documents

Presentations

17 documents

Transcripts

0 documents

No transcripts for MetLife are held in this edition of the library.

Mentioned by

8 companies

Other tracked companies whose held documents mention MetLife by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.