Kinsale Capital Group, Inc.

Average stockholders' equity increased as a result of profitable growth and an increase in the fair value of our fixed income and equity securities offset in part by share repurchases.

SEC original ↗Kinsale Capital Group, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Share Repurchases During the third quarter of 2025, the Company repurchased 45,627 shares of its common stock in the open market at an average price of $438.33 per share for a total cost of $20.0 million.

SEC original ↗Kinsale Capital Group, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

These statements may discuss, among others, our future financial performance, our business prospects and strategy, our anticipated financial position, liquidity and capital, dividends and general market and industry conditions.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

The carrying amount of the Company's fixed-rate senior notes was $ 175.0 million, less debt issuance costs, and the corresponding estimated fair value was $ 163.4 million and $ 173.8 million at September 30, 2026 and December 31, 2025, respectively.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

The fair value measurement was determined using a discounted cash flow analysis that factors in current market yields for comparable borrowing arrangements under the Company's credit profile.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

The estimated fair value of outstanding borrowings under the Company's revolving Credit Facility approximated its carrying value at September 30, 2026 and December 31, 2025.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

We remain confident in our strategy and our ability to deliver long-term value to our shareholders, said Chairman and Chief Executive Officer, Michael P.

SEC original ↗Kinsale Capital Group, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

is a specialty insurance group headquartered in Richmond, Virginia, focusing on the excess and surplus lines market.

SEC original ↗Kinsale Capital Group, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

These statements may discuss, among others, our future financial performance, our business prospects and strategy, our anticipated financial position, liquidity and capital, dividends and general market and industry conditions.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements).

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

Forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those in the forward-looking statements.

SEC original ↗Kinsale Capital Group, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Legal Proceedings 55 Item 1A.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

Forward-looking statements are based on management s current expectations and assumptions about future events, which are subject to uncertainties, risks and changes in circumstances that are difficult to predict.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026

This favorable development was offset in part by adverse development primarily in the construction liability business in the 2016 through 2019 accident years and adjustments to actuarial assumptions in the 2020 through 2024 accident years to reflect inflation uncertainty around construction defect exposures.

SEC original ↗Kinsale Capital Group, Inc. — 10-Q Quarterly report10-QOct 22, 2026