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Itau Unibanco

ITUB · Financials

Last earnings Aug 7, 2026

AI analysis

Q2 2026 · reported Aug 7, 2026

Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held

No extracted figures held

The event-summary record for this company carries no extracted figures, so the brief and charts cannot be drawn yet. The summary below and the held documents are the record for this event.

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Subsequent Event Repurchase of Financial Bills We informed that, on July 15, 2026, we exercised the option to repurchase all of the Tier 1 Subordinated Perpetual Financial Bills issued between January 08 and January 16, 2019, totaling R$1.4 billion.

The estimated impact of the repurchase is 10 basis points1 on our Tier 1 Capital Ratio.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Itau Unibanco Q2 2026 results

Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Subsequent Event Repurchase of Financial Bills We informed that, on July 15, 2026, we exercised the option to repurchase all of the Tier 1 Subordinated Perpetual Financial Bills issued between January 08 and January 16, 2019, totaling R$1.4 billion.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

The estimated impact of the repurchase is 10 basis points1 on our Tier 1 Capital Ratio.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Sustainable Debt Awards 2026 - Environmental Finance We received the Sustainability Bond of the Year award in the financial institutions category.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Strategy & priorities

The team of 10 professionals and their four investment strategies are now operating entirely on Itaú Asset s Multimesas platform, contributing both to the management of our own products and to the Itaú Global Dinâmico fund.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Initiatives Know more We created laranjinha+: the first payment terminal on the market with artificial intelligence (AI) 5 Executivo de Valor - Valor Econômico Our CEO, Milton Maluhy Filho, has been recognized for the 4th consecutive year with the Executivo de Valor award, granted by Valor Econômico, in the Financial Services category.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

We were also recognized as the Best Currency Exchange Bank in Brazil, Paraguay, and Uruguay, which motivates us to continue investing in our clients experience.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Access the Announcement to the Market Notice to Stockholders and Announcements to the Market 8 Acknowledgments We wish to thank our employees who, even amidst scenarios of intense transformation, have constantly adapted, prioritize, and remain committed to providing our clients with the best solutions, enabling us to continue producing solid and consistent results.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Risks & headwinds

170 bps Key indicators and ratios of our performance from January to June 2026 over the same period of the previous year: General and administrative expenses increased by 3.9%, mainly driven by the effects of the collective wage agreement negotiations, higher provision for tax and social security lawsuits and other risks, in addition to the effects of credit card selling and profit-sharing expenses.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Considering that significant judgment is made by management in assessing the likelihood of a loss being incurred and in determining a reasonable estimate of the obligation, which, in turn led to a high degree of auditor judgment and effort in evaluating management's estimate of the losses associated with legal proceedings, we continue to consider this an area of audit.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

In our tests to assess the risk of individual legal proceedings, for a sample of items, we were supported by our specialists in the labor, legal, and fiscal areas, according to the nature of each proceeding.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Conclude on the appropriateness of management's use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the ability of the Bank and its subsidiaries, as a whole, to continue as a going concern.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the condensed consolidated financial statements or, if such disclosures are inadequate, to modify our opinion.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

These estimates and judgments present a material risk and may have a material impact on the values of assets and liabilities due to uncertainties and the high level of subjectivity involved in the recognition and measurement of certain items.

SEC original ↗Itau Unibanco — Earnings release (6-K exhibit)EX-99Aug 7, 2026

Documents

Earnings deck slides

0 decks with slide view

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Itau Unibanco — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

73 documents

Earnings releases

25 documents

Presentations

10 documents

Transcripts

0 documents

No transcripts for Itau Unibanco are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.