Inferra AI / Company / HRTG
Heritage Insurance Holdings, Inc.
HRTG · Financials
Last earnings Oct 28, 2026
Key results
Net incomequarter
$50.4 million
net income was $50.4 million or $1.63 per diluted share, compared to
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
net income of $8.2 million or $0.27 per diluted share in the prior year quarter, primarily driven by a significant reduction in losses and loss adjustment expenses and a reduction in other operating expenses.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Net incomefull-year
$15.7 million
The increase from December 31, 2024 is primarily attributable to net income for the year to date as well as a $15.7 million net-of-tax benefit associated with a $20.6 million reduction in unrealized losses on the Company s fixed income securities portfolio.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
AI analysis
Q3 2025 · reported Nov 5, 2025
Based on: Earnings release + parent 8-K — transcript not held
Guidance · company-stated
No guidance located in the held release
Capital allocation
Capital Management Heritage s Board of Directors has decided to continue its suspension of the quarterly shareholder dividend to prioritize strategic growth.
The Board of Directors will continue to evaluate dividend distributions on a quarterly basis.
Event summary
Heritage Reports Third Quarter 2025 Results Tampa, FL November 5, 2025 : Heritage Insurance
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Capital Management Heritage s Board of Directors has decided to continue its suspension of the quarterly shareholder dividend to prioritize strategic growth.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
The Board of Directors will continue to evaluate dividend distributions on a quarterly basis.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
The Company repurchased 106,135 shares of common stock during the quarter at a cost of $2,282,356 under the Company s previously announced share repurchase authorization, which authorizes the repurchase of up to an aggregate of $10.0 million of common stock through December 31, 2025.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
On November 5, 2025, the Board of Directors established a new share repurchase plan to commence upon the expiration of the 2025 Share Repurchase Plan on December 31, 2025, for the purpose of repurchasing up to an aggregate of $25.0 million of common stock through December 31, 2026.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Strategy & priorities
Our third quarter results continue to demonstrate the successful execution of our strategic initiatives and the corresponding increase in the Company s earnings trajectory which started at the end of 2023.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Over the last several years we have focused on disciplined underwriting, driving rate adequacy, and providing our insureds with quality customer service.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Strategic Profitability Initiatives The Company has focused on three main strategic initiatives over the past few years aimed at achieving consistent, long-term quarterly earnings and driving shareholder value, which include: Generating underwriting profit through rate adequacy and more selective underwriting.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
These three initiatives will remain in place while we also expand our strategy to include our 2025 initiatives.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Strategic Initiatives for 2025 Re-opening profitable geographies and allocating capital to sustain profits and margins on a measured basis.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Risks & headwinds
Forward-Looking Statements Statements in this press release that are not historical facts are forward-looking statements that are subject to certain risks and uncertainties that could cause actual events and results to differ materially from those discussed herein.
SEC original ↗Heritage Insurance Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
27 documentsEarnings releases
39 documents- Q3 2026
- EX-99HRTG
- Q2 2026
- EX-99HRTG
- Q1 2026
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- Q4 2025
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- Q3 2025
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- Q2 2025
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- Q1 2025
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- Q4 2024
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- Q3 2024
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- Q4 2023
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- Q3 2023
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- Q2 2023
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- Q4 2022
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- Q3 2022
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- Q4 2021
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- Q3 2021
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- Q4 2020
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- Q3 2020
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- Q2 2020
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- Q4 2019
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- Q3 2019
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- Q2 2019
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- Q4 2018
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- Q3 2018
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- Q4 2017
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- Q3 2017
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- Q4 2016
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- Q3 2016
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- Q2 2016
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- Q3 2015
- EX-99HRTG
- Q4 2014
- EX-99HRTG
- Q3 2014
- EX-99HRTG
Presentations
0 documentsNo presentations for Heritage Insurance Holdings, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Heritage Insurance Holdings, Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.