Inferra AI / Company / HMN
Horace Mann Educators Corp /De/
HMN · Financials
Last earnings Aug 5, 2026
Key results
Net incomequarter
$41.6 million
net income of $41.6 million , or $1.01 per share, and record core earnings* of $48.2 million , or $1.17 per share Reported book value rose to $37.11 and tangible book value* increased 10% to $36.64 at quarter end
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Core earnings* 48.2 44.2 9.0 % 100.7 88.9 13.3 % Per diluted share Net income 1.01 0.71 42.3 % 2.01 1.63 23.3 % Net investment gains (losses), after tax (0.11) N.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
AI analysis
Latest earnings event · reported Aug 5, 2026
Based on: Earnings release + parent 8-K — transcript not held
Headline figures
| Metric | Latest earnings event | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $41.6 million | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Adjusted debt to total capitalization ratio, excluding net unrealized investment gains (losses) on fixed maturity securities, net reserve remeasurements attributable to discount rates, and restricted cash for debt repayment - The result of dividing (1) total debt less debt to be repaid by restricted cash by (2) total debt less debt to be repaid by restricted cash, plus common shareholders' equity excluding after-tax net unrealized investment gains (losses) on fixed maturity securities and after-tax net reserve remeasurements attributable to discount rates from common shareholders' equity.
The debt to total capitalization ratio is the most directly comparable GAAP measure.
Event summary
Glossary of Selected Terms The following measures are used by the Company s management to evaluate financial performance against historical results and establish targets on a consolidated basis
Based on: Earnings release + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Adjusted debt to total capitalization ratio, excluding net unrealized investment gains (losses) on fixed maturity securities, net reserve remeasurements attributable to discount rates, and restricted cash for debt repayment - The result of dividing (1) total debt less debt to be repaid by restricted cash by (2) total debt less debt to be repaid by restricted cash, plus common shareholders' equity excluding after-tax net unrealized investment gains (losses) on fixed maturity securities and after-tax net reserve remeasurements attributable to discount rates from common shareholders' equity.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
The debt to total capitalization ratio is the most directly comparable GAAP measure.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Included in the second quarter non-core earnings, in addition to recurring adjustments defined in Exhibit 99.1, is an infrequent item that is not indicative of on-going operations, the Company recorded an ($8.1) million adjustment to net investment income due to an immaterial out-of-period correction related to private debt securities associated with the Company s limited partnership investments.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
The diversification of our business reflects our strategy to deliver consistent and reliable value to shareholders with a solid balance sheet and a compelling dividend.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Safe Harbor Statement and Non-GAAP Measures Certain statements included in this news release, including those regarding our earnings outlook, expected catastrophe losses, our investment strategies, our plans to implement additional rate actions, our plans relating to share repurchases and dividends, our efforts to enhance customer experience and expand our products and solutions to more educators, our strategies to create sustainable long-term growth and double-digit ROEs, our strategy to achieve a larger share of the education market, and other business strategies, constitute forward-looking statements within the meaning of the U.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Strategy & priorities
com continue to execute on our strategy to deliver sustained, profitable growth and remain well positioned to achieve our long-term financial objectives .
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
The diversification of our business reflects our strategy to deliver consistent and reliable value to shareholders with a solid balance sheet and a compelling dividend.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
About Horace Mann Horace Mann Educators Corporation (NYSE HMN) is the largest multiline financial services company focused on helping America s educators and others who serve the community achieve lifelong financial success.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Safe Harbor Statement and Non-GAAP Measures Certain statements included in this news release, including those regarding our earnings outlook, expected catastrophe losses, our investment strategies, our plans to implement additional rate actions, our plans relating to share repurchases and dividends, our efforts to enhance customer experience and expand our products and solutions to more educators, our strategies to create sustainable long-term growth and double-digit ROEs, our strategy to achieve a larger share of the education market, and other business strategies, constitute forward-looking statements within the meaning of the U.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
The forward-looking statements herein are subject to the risk, among others, that we will be unable to execute our strategy because of market or competitive conditions or other factors.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Risks & headwinds
Horace Mann cautions investors that such statements are subject to risks and uncertainties, many of which are difficult to predict and generally beyond Horace Mann s control, that could cause actual results to differ materially from those expressed in, or implied or projected by, the forward-looking statements included in this document.
SEC original ↗Horace Mann Educators Corp /De/ — Earnings release (8-K exhibit)EX-99Aug 5, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documentsEarnings releases
23 documentsPresentations
0 documentsNo presentations for Horace Mann Educators Corp /De/ are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Horace Mann Educators Corp /De/ are held in this edition of the library.
Mentioned by
1 companyOther tracked companies whose held documents mention Horace Mann Educators Corp /De/ by name or ticker. A mention is counted once per document, from the document text the library holds.
“… $33.5 million core deposit intangible recorded in connection with the HMN Financial, Inc. ("HMNF") acquisition in the fourth quarter of 2024. Financial Condition Total assets were $5.3 billion as of… …security controls”
See also the earnings calendar for every tracked company’s next earnings date.