Inferra AI / Company / GSHD
Goosehead Insurance, Inc.
GSHD · Financials
Last earnings Jul 22, 2026
Key results
Total revenuequarter
20%
Total Revenue Increased 20% and Core Revenue* Grew 18% over the Prior-Year Period Total Written Premium increased 18% to $1.2 billion over the
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Core revenuequarter
18%
Total Revenue Increased 20% and Core Revenue* Grew 18% over the Prior-Year Period Total Written Premium increased 18% to $1.2 billion over the
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Prior-Year Period net incomequarter
$8.3 million
Prior-Year Period Net Income of $8.3 million versus
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Net incomequarter
$10.9 million
Net Income of $10.9 million a year ago Adjusted EBITDA* of $29.2 million versus $24.7 million in the
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Total Revenues grew 20% over the prior-year period to $94.0 million in the second quarter of 2025 Second quarter Core Revenues* of $86.8 million increased 18% over the prior-year period Second quarter
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
net income of $8.3 million decreased from
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
EPSquarter
$0.20
net income of $10.9 million a year ago EPS of $0.20 per share decreased from $0.25 in the prior-year period
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Revenuequarter
20%
In the second quarter we delivered premium growth of 18%, total revenue growth of 20%, core revenue growth of 18%, net income decline of 24% and adjusted EBITDA growth of 18% with net income margin of 9% and adjusted EBITDA margin of 31%.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Second Quarter 2025 Results For the second quarter of 2025, revenues were $94.0 million, an increase of 20% compared to the corresponding period in 2024.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
AI analysis
Q2 2025 · reported Jul 23, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q2 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Total revenue | 20% | — | — |
| Core revenue | 18% | — | — |
| Prior-Year Period net income | $8.3 million | — | — |
| Net income | $10.9 million | — | — |
| EPS | $0.20 | — | — |
| Revenue | 20% | — | — |
Guidance · company-stated
Direction: Lowered
“The term loan facility will bear interest at a rate of SOFR plus 3.00%, representing a 50 basis point reduction from the prior term loan interest rate 3 2025 Outlook The Company s guidance for full year 2025 is as follows Total written premiums placed for 2025 are expected to be between $4.38 billion and $4.65 billion, representing growth of 15% on the low end of the range to 22% on the high end of the range.”
Classified from the release's primary full-year outlook statement.
Capital allocation
Bad debt expense of $0.6 million decreased from $0.7 million in the prior-year period.
During the quarter ended June 30, 2025, the Company repurchased and retired 6 thousand shares at an average share price of $94.51.
Event summary
ANNOUNCES SECOND QUARTER 2025 RESULTS
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
Direction: Lowered
Company outlook: “The term loan facility will bear interest at a rate of SOFR plus 3.00%, representing a 50 basis point reduction from the prior term loan interest rate 3 2025 Outlook The Company s guidance for full year 2025 is as follows Total written premiums placed for 2025 are expected to be between $4.38 billion and $4.65 billion, representing growth of 15% on the low end of the range to 22% on the high end of the range.”
Company outlook — Lowered (“reduction”)
“The term loan facility will bear interest at a rate of SOFR plus 3.00%, representing a 50 basis point reduction from the prior term loan interest rate 3 2025 Outlook The Company s guidance for full year 2025 is as follows Total written premiums placed for 2025 are expected to be between $4.38 billion and $4.65 billion, representing growth of 15% on the low end of the range to 22% on the high end of the range.”
Classified from the release's primary full-year outlook statement.
Capital allocation
Bad debt expense of $0.6 million decreased from $0.7 million in the prior-year period.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
During the quarter ended June 30, 2025, the Company repurchased and retired 6 thousand shares at an average share price of $94.51.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
As of June 30, 2025, $99.5 million remains available under the share repurchase authorization.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
On July 9, 2025, the Company successfully completed the repricing of its existing $299.3 million term loan B maturing on January 8, 2032.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
The term loan facility will bear interest at a rate of SOFR plus 3.00%, representing a 50 basis point reduction from the prior term loan interest rate 3 2025 Outlook The Company s guidance for full year 2025 is as follows Total written premiums placed for 2025 are expected to be between $4.38 billion and $4.65 billion, representing growth of 15% on the low end of the range to 22% on the high end of the range.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Debt On January 8, 2025, the Company entered into a credit agreement (the "2025 Credit Agreement") providing for an aggregate $ 300 million term notes payable (the "2025 Initial Term Loan") and $ 75 million revolving credit facility (the "2025 Revolving Credit Facility").
SEC original ↗Goosehead Insurance, Inc. — 10-Q Quarterly report10-QJul 23, 2026
Strategy & priorities
Forward-looking statements are statements other than 4 historical facts and may include statements that address future operating, financial or business performance or Goosehead s strategies or expectations.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
These forward-looking statements, which are subject to risks, uncertainties and assumptions about us, may include projections of our future financial performance, our anticipated growth strategies and anticipated trends in our business.
SEC original ↗Goosehead Insurance, Inc. — 10-Q Quarterly report10-QJul 23, 2026
The framework for measuring fair value provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value.
SEC original ↗Goosehead Insurance, Inc. — 10-Q Quarterly report10-QJul 23, 2026
The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements).
SEC original ↗Goosehead Insurance, Inc. — 10-Q Quarterly report10-QJul 23, 2026
Risks & headwinds
Forward-looking statements are based on management s current expectations and beliefs and involve significant risks and uncertainties that could cause actual results, developments and business decisions to differ materially from those contemplated by these statements.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
These risks and uncertainties also include, but are not limited to, those described under the captions 1A.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those indicated.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
All forward-looking statements and all subsequent written and oral forward-looking statements attributable to Goosehead or to persons acting on behalf of Goosehead are expressly qualified in their entirety by reference to these risks and uncertainties.
SEC original ↗Goosehead Insurance, Inc. — Earnings release (8-K exhibit)EX-99Jul 23, 2025
Legal Proceedings 43 Item 1A.
SEC original ↗Goosehead Insurance, Inc. — 10-Q Quarterly report10-QJul 23, 2026
These forward-looking statements, which are subject to risks, uncertainties and assumptions about us, may include projections of our future financial performance, our anticipated growth strategies and anticipated trends in our business.
SEC original ↗Goosehead Insurance, Inc. — 10-Q Quarterly report10-QJul 23, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
31 documents- Q2 2026
- 10-QGSHD
- 8-KGSHD
Jul 22, 2026
- 8-KGSHD
Jul 14, 2026
- Q1 2026
- 8-KGSHD
- 10-QGSHD
- 8-KGSHD
Apr 22, 2026
- 8-K/AGSHD
- Q4 2025
- 8-KGSHD
Mar 31, 2026
- 10-KGSHD
Feb 19, 2026
- 8-KGSHD
Feb 17, 2026
- Q3 2025
- 10-QGSHD
- 8-KGSHD
Oct 22, 2025
- Q2 2025
- 8-KGSHD
Aug 28, 2025
- EX-99GSHD
Aug 28, 2025
- 10-QGSHD
- 8-KGSHD
Jul 23, 2025
- Q1 2025
- 8-KGSHD
- 10-QGSHD
- 8-KGSHD
Apr 23, 2025
- 8-KGSHD
Apr 17, 2025
- Q4 2024
- 10-KGSHD
- 8-KGSHD
Feb 24, 2025
- 8-KGSHD
Jan 10, 2025
- Q3 2024
- 10-QGSHD
- 8-KGSHD
Oct 23, 2024
- Q2 2024
- 10-QGSHD
- 8-KGSHD
Jul 24, 2024
- Q1 2024
- 8-KGSHD
- 10-QGSHD
- 8-KGSHD
Apr 24, 2024
- Q4 2023
- 10-KGSHD
Feb 22, 2024
Earnings releases
13 documentsPresentations
0 documentsNo presentations for Goosehead Insurance, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Goosehead Insurance, Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.