Genworth Financial Inc

Enact continued its strong performance, driving meaningful capital returns that fueled our share repurchase program.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

The company defines adjusted operating income (loss) as income (loss) from continuing operations excluding the after-tax effects of income (loss) attributable to noncontrolling interests, net investment gains (losses), changes in fair value of market risk benefits attributable to interest rates, equity markets and associated hedges, gains (losses) on the sale of businesses, gains (losses) on the early extinguishment of debt, restructuring costs and infrequent or unusual non-operating items.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

The company excludes net investment gains (losses), changes in fair value of market risk benefits attributable to interest rates, equity markets and associated hedges, gains (losses) on the sale of businesses, gains (losses) on the early extinguishment of debt, restructuring costs and infrequent or unusual non-operating items from adjusted operating income (loss) because, in the company s opinion, they are not indicative of overall operating performance.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

Statutory pre-tax earnings represent the net gain from operations, including the impact from in-force rate actions, before dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses).

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

Examples of forward-looking statements include statements the company makes relating to potential dividends or share repurchases; future return of capital by Enact Holdings, Inc.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

and Santander Cards UK Limited litigation (AXA Litigation), Genworth s planned use of proceeds from any recovery in connection with the AXA Litigation, including share repurchases, debt repurchases and investments in new businesses; and statements the company makes regarding the outlook of the U.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

Genworth delivered solid second quarter results as we continued to execute against our strategic priorities, said Tom McInerney, President & CEO.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

CareScout, our long-term growth platform, reached exciting milestones including the expansion of the CareScout Quality Network directly to consumers in all 50 states and the launch of Care Plans to help more families navigate aging with clarity and confidence.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

As we navigate the second half of the year, we remain focused on building our growth platform while maintaining the self-sustainability of our legacy insurance companies and returning capital to shareholders.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

(NYSE: GNW) is a Fortune 1000 company focused on empowering families to navigate the aging journey with confidence, now and in the future.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

Management evaluates adjusted operating income (loss) as a key measure to assess performance and support new business initiatives because the measure more accurately reflects overall operating performance, as it minimizes the impact of macroeconomic volatility.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

and Santander Cards UK Limited litigation (AXA Litigation), Genworth s planned use of proceeds from any recovery in connection with the AXA Litigation, including share repurchases, debt repurchases and investments in new businesses; and statements the company makes regarding the outlook of the U.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

Forward-looking statements are based on management s current expectations and assumptions, which are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

The company provides additional information regarding these risks and uncertainties in its Annual Report on Form 10-K.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

s common stockholders per share Basic $ 0.12 $ 0.13 $ 0.25 $ 0.00 $ 0.20 $ 0.17 $ 0.31 $ 0.69 Diluted $ 0.12 $ 0.13 $ 0.25 $ 0.00 $ 0.19 $ 0.17 $ 0.31 $ 0.68 Weighted-average common shares outstanding Basic 413.2 418.3 415.7 425.3 430.8 436.4 443.0 433.9 Diluted 417.5 422.9 420.2 431.0 435.8 440.7 450.3 439.4 (1) Loss from discontinued operations primarily relates to legal costs related to litigation involving the company s former lifestyle protection insurance business.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

s stockholders equity 8,788 8,710 8,494 8,311 8,459 Noncontrolling interests 991 971 937 944 894 Total equity 9,779 9,681 9,431 9,255 9,353 Total liabilities and equity $ 87,336 $ 87,256 $ 86,871 $ 90,760 $ 87,543 (1) Liabilities related to discontinued operations primarily relates to legal costs related to litigation involving the sale of the company s former lifestyle protection insurance business.

SEC original ↗Genworth Financial Inc — Earnings release (8-K exhibit)EX-99Jul 30, 2025

Legal Proceedings 122 Item 1A.

SEC original ↗Genworth Financial Inc — 10-Q Quarterly report10-QAug 6, 2026