Inferra AI / Company / FRBT
Forbright, Inc.
FRBT · Financials
Last earnings Oct 29, 2026
Key results
Net incomequarter
$20,708 thousand
Net income 20,708 4,122 11,632 29,594 32,096
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
AI analysis
Q3 2026 · reported Oct 29, 2026
Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held
Headline figures
| Metric | Q3 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $20,708 thousand | $4.1 million | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
As of September 30, 2026, the Company had available borrowing capacity of $422.2 million with the Federal Home Loan Bank of Atlanta available borrowing capacity of $2.1 billion with the Federal Reserve Bank 7 available borrowing capacity of $110.0 million from Fed Funds facilities with four other financial institutions and available-for-sale investment securities with a fair value of $1.0 billion.
government agencies Secured borrowing capacity of approximately $2.6 billion and cash & investments(4) of $1.9 billion as of 3Q26 3Q26 AOCI of ($23.6) million.
Event summary
Forbright, Inc. Q3 2026 — Net income 20,708 4,122 11,632 29,594 32,096
Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
As of September 30, 2026, the Company had available borrowing capacity of $422.2 million with the Federal Home Loan Bank of Atlanta available borrowing capacity of $2.1 billion with the Federal Reserve Bank 7 available borrowing capacity of $110.0 million from Fed Funds facilities with four other financial institutions and available-for-sale investment securities with a fair value of $1.0 billion.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
government agencies Secured borrowing capacity of approximately $2.6 billion and cash & investments(4) of $1.9 billion as of 3Q26 3Q26 AOCI of ($23.6) million.
SEC original ↗Forbright, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 29, 2026
Strategy & priorities
Looking ahead, we believe our credit discipline, commitment to process and expense management, efficient digital funding platform, and focused lending strategies and fee businesses position the Company very well for long-term growth.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
OUR VIEW This quarter demonstrates the strength of our business model and continued execution against our growth strategy.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Growth was particularly strong in our Healthcare Finance strategy and each of our six lending businesses enters the fourth quarter with a strong pipeline.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Spreads remain very competitive, and we continue to focus on conservative deal structures.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Fee Businesses Our FHA HUD strategy had a good quarter, including some catch-up from a slower second quarter.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Risks & headwinds
That has always been the case, but extensive litigation in the residential solar sector has magnified the effect in a meaningful way.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
We caution that the forward-looking statements are based largely on our expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on factors which are, in many instances, beyond our control.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Such forward-looking statements are based on various assumptions (some of which may be beyond our control) and are subject to risks and uncertainties, which change over time, and other factors which could cause actual results to differ materially from those currently anticipated.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
8 All such factors are difficult to predict, contain uncertainties that may materially affect actual results and may be beyond our control.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
If one or more of these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, our actual results may vary materially from what we may have expressed or implied by these forward-looking statements.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Furthermore, new risks and uncertainties arise from time to time, and it is impossible for us to predict those events or how they may affect us.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
What changed vs prior quarter
Net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Forbright, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2026
Earnings deck slides
0 decks with slide viewForbright, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Forbright, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
5 documentsEarnings releases
2 documentsPresentations
2 documents
Transcripts
0 documentsNo transcripts for Forbright, Inc. are held in this edition of the library.
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