Inferra AI / Company / FOUR
Shift4 Payments, Inc.
FOUR · Industrials
Last earnings Aug 6, 2026
Key results
Revenuequarter
61%
Compared to the third quarter of last year, we grew gross profit 62%, gross revenues less network fees 61% and at strong adjusted EBITDA margins of 50%.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Non-GAAP net incomequarter
$1.47
Non-GAAP net income per share for the quarter was $1.47.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
When excluding the impact of Global Blue, gross revenue less network fees grew 19%.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Gross revenuequarter
26%
4 Q3 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Third Quarter 2025 +26% YoY Q3 VOLUME 42% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +62% YoY GROSS PROFIT $0.17 GAAP DILUTED EPS $1.47 NON-GAAP EPS(A) $292.1M +56% YoY ADJUSTED EBITDA(A) Volume of $54.7 billion during Q3 2025, up 26% from Q3 2024.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Adjusted free cash flowquarter
62%
4 Q3 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Third Quarter 2025 +26% YoY Q3 VOLUME 42% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +62% YoY GROSS PROFIT $0.17 GAAP DILUTED EPS $1.47 NON-GAAP EPS(A) $292.1M +56% YoY ADJUSTED EBITDA(A) Volume of $54.7 billion during Q3 2025, up 26% from Q3 2024.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
GAAP EPSquarter
$1.47
4 Q3 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Third Quarter 2025 +26% YoY Q3 VOLUME 42% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +62% YoY GROSS PROFIT $0.17 GAAP DILUTED EPS $1.47 NON-GAAP EPS(A) $292.1M +56% YoY ADJUSTED EBITDA(A) Volume of $54.7 billion during Q3 2025, up 26% from Q3 2024.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
EPSquarter
$292.1M
4 Q3 Volume Gross Profit & Gross Revenue Less Network Fees(A) ($BILLION) Performance Highlights Third Quarter 2025 +26% YoY Q3 VOLUME 42% CAGR Net Income & Adjusted EBITDA(A) Net Cash Provided by Operating Activities & Adjusted Free Cash Flow(A)($MILLION) ($MILLION) ($MILLION) +62% YoY GROSS PROFIT $0.17 GAAP DILUTED EPS $1.47 NON-GAAP EPS(A) $292.1M +56% YoY ADJUSTED EBITDA(A) Volume of $54.7 billion during Q3 2025, up 26% from Q3 2024.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Growthquarter
up 29%
Gross revenue of $1,176.9 million, up 29% from Q3 2024.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Gross revenue less network fees(A) of $589.2 million, up 61% from Q3 2024.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Net incomequarter
$33.4 million
Net income for Q3 2025 was $33.4 million.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Net income per class A and C share was $0.19 and $0.17 on a basic and diluted basis, respectively.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
AI analysis
Q4 2024 · reported Nov 6, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q4 2024 | Prior qtr | Year ago |
|---|---|---|---|
| Revenue | 61% | — | — |
| Non-GAAP net income | $1.47 | — | — |
| Gross revenue | 26% | — | — |
| Adjusted free cash flow | 62% | — | — |
| GAAP EPS | $1.47 | — | — |
| EPS | $292.1M | — | — |
| Growth | up 29% | — | — |
| Net income | $33.4 million | — | — |
Guidance · company-stated
No guidance located in the held release
Cash flow & capex
Capital allocation
Non-GAAP net income represents net income adjusted for certain non-cash and other nonrecurring items that management believes are not indicative of ongoing operations, such as amortization of acquired intangible assets, acquisition, restructuring and integration costs, revaluation of contingent liabilities, loss on extinguishment of debt, impairment of intangible assets, gain (loss) on investments in securities, change in TRA liability, equity-based compensation expense, and foreign exchange and other nonrecurring items.
These adjustments include acquisition, restructuring and integration costs, revaluation of contingent liabilities, loss on extinguishment of debt, gain (loss) on investments in securities, changes in TRA liability, equity-based compensation expense, and foreign exchange and other nonrecurring items.
Event summary
Adjusted EBITDA is the primary financial performance measure used by management to evaluate its business and monitor results of operations
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Non-GAAP net income represents net income adjusted for certain non-cash and other nonrecurring items that management believes are not indicative of ongoing operations, such as amortization of acquired intangible assets, acquisition, restructuring and integration costs, revaluation of contingent liabilities, loss on extinguishment of debt, impairment of intangible assets, gain (loss) on investments in securities, change in TRA liability, equity-based compensation expense, and foreign exchange and other nonrecurring items.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
These adjustments include acquisition, restructuring and integration costs, revaluation of contingent liabilities, loss on extinguishment of debt, gain (loss) on investments in securities, changes in TRA liability, equity-based compensation expense, and foreign exchange and other nonrecurring items.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Free cash flow represents net cash provided by operating activities adjusted for certain non- discretionary capital expenditures.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Adjusted Free Cash Flow represents free cash flow further adjusted for certain transactions that are not indicative of future operating cash flows, including acquisition, restructuring and integration costs, other nonrecurring expenses, and nonrecurring strategic capital expenditures that are not indicative of ongoing activities.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
We believe Adjusted Free Cash Flow is useful to measure the funds generated in a given period that are available to invest in the business, to repurchase stock and to make strategic decisions.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
To this end, our board has authorized a new $1 billion stock repurchase program, which is the largest in our history.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Strategy & priorities
Gross revenue less network fees represents a key performance metric that management uses to measure changes in the mix and value derived from our customer base as we continue to execute our strategy to expand our reach to serve larger, complex merchants.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Adjusted Free Cash Flow represents free cash flow further adjusted for certain transactions that are not indicative of future operating cash flows, including acquisition, restructuring and integration costs, other nonrecurring expenses, and nonrecurring strategic capital expenditures that are not indicative of ongoing activities.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
We believe Adjusted Free Cash Flow is useful to measure the funds generated in a given period that are available to invest in the business, to repurchase stock and to make strategic decisions.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Included in volume are dollars routed via our international payments platform, alternative payment methods, including cryptocurrency, stored value, gift cards and stock donations, plus volume we route to third party merchant acquirers on behalf of strategic enterprise merchant relationships.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
A capital allocation philosophy that prioritizes the maximum return on investment 3.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
Risks & headwinds
As we ve said in the past, while not immune to consumer spending levels, our massive cross-sell funnel affords us more resiliency during periods of economic uncertainty.
SEC original ↗Shift4 Payments, Inc. — Earnings release (8-K exhibit)EX-99Nov 6, 2025
OTHER INFORMATION Item 1 Legal Proceedings 40 Item 1A Risk Factors 40 Item 2 Unregistered Sales of Equity Securities and Use of Proceeds 40 Item 3 Defaults Upon Senior Securities 40 Item 4 Mine Safety Disclosures 40 Item 5 Other Information 40 Item 6 Exhibits 41 Signatures 42 2 Table of Contents CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This Quarterly Report on Form 10-Q ( Quarterly Report ) contains forward-looking statements.
SEC original ↗Shift4 Payments, Inc. — 10-Q Quarterly report10-QAug 6, 2026
These statements involve known and unknown risks, uncertainties and other important factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements.
SEC original ↗Shift4 Payments, Inc. — 10-Q Quarterly report10-QAug 6, 2026
New risk factors and uncertainties may emerge from time to time, and it is not possible for management to predict all risk factors and uncertainties.
SEC original ↗Shift4 Payments, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documents- Q2 2026
- 8-KFOUR
Aug 6, 2026
- 10-QFOUR
- 8-KFOUR
Jul 13, 2026
- Q1 2026
- 8-KFOUR
Jun 17, 2026
- 8-KFOUR
May 7, 2026
- 10-QFOUR
- Q4 2025
- 8-KFOUR
Mar 9, 2026
- 10-KFOUR
Feb 27, 2026
- 8-KFOUR
Feb 26, 2026
- 8-KFOUR
Feb 10, 2026
- 8-KFOUR
Jan 5, 2026
- Q3 2025
- 8-KFOUR
Dec 18, 2025
- 8-KFOUR
Dec 8, 2025
- 8-KFOUR
Dec 4, 2025
- 8-KFOUR
Nov 6, 2025
- 10-QFOUR
- Q2 2025
- 8-KFOUR
Sep 30, 2025
- 8-KFOUR
Aug 18, 2025
- 8-K/AFOUR
Aug 5, 2025
- 10-QFOUR
- 8-KFOUR
Jul 3, 2025
- Q1 2025
- 8-K/AFOUR
Jun 17, 2025
- 8-KFOUR
Jun 4, 2025
- 8-KFOUR
May 16, 2025
- 8-KFOUR
May 15, 2025
- 8-KFOUR
May 8, 2025
- 8-KFOUR
May 5, 2025
- 8-KFOUR
Apr 30, 2025
- 8-KFOUR
Apr 30, 2025
- 10-QFOUR
Apr 29, 2025
Earnings releases
5 documentsPresentations
0 documentsNo presentations for Shift4 Payments, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Shift4 Payments, Inc. are held in this edition of the library.
Mentioned by
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