Inferra AI / Company / FNF
Fidelity National Financial, Inc.
FNF · Financials
Last earnings Aug 5, 2026
Key results
Net incomequarter
$278 million
Net earnings attributable to common shareholders for the second quarter were $278 million, or $1.02 per diluted share (per share), compared to net earnings of $306 million, or $1.12 per share, for the second quarter of 2024.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Adjusted net incomequarter
$318 million
Adjusted net earnings attributable to common shareholders (adjusted net earnings) for the second quarter were $318 million, or $1.16 per share, compared to $338 million, or $1.24 per share, for the second quarter of 2024.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Total Title Segment revenuequarter
$2.2 billion
Total Title Segment revenue was $2.2 billion for the second quarter, a 15% increase over $1.9 billion for the second quarter of 2024.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Revenuequarter
$69.2 billion
Our industry leading adjusted pre-tax title margin was 15.5% for the second quarter and reflected 60 basis points, or $12 million, of elevated health claims, as well as higher investments in security, technology and recruiting to position the business for long-term growth F G Segment assets under management growth was driven by continued strong annuity sales F G achieved record assets under management before flow reinsurance of $69.2 billion at the end of the second quarter, an increase of 13% over the second quarter of 2024.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Dividendquarter
$159 million
Foley continued, While the residential housing market remains muted, FNF continues to generate a healthy level of free cash flow which positioned us to accelerate our buyback, having repurchased 2.9 million shares for $159 million in the second quarter in addition to paying $135 million in dividends.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Additionally, our commercial volumes continue to be strong with our national and local revenues both rising by more than 22% as compared to the year ago second quarter.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Total revenuequarter
$2.2 billion
Total revenue of $2.2 billion, compared with $1.9 billion in the second quarter of 2024 Total revenue, excluding recognized gains and losses , of $2.2 billion, an 8% increase over the second quarter of 2024 Direct title premiums of $632 million
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Commercial revenuequarter
$333 million
Commercial revenue of $333 million, a 22% increase over second quarter of 2024 Purchase orders opened and closed on a daily basis were in line with the second quarter of 2024 Refinance orders opened increased 28% on a daily basis and refinance orders closed increased 41% on a daily basis over the second quarter of 2024
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
AI analysis
Q2 2025 · reported Aug 6, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
The quarter in charts
Segment mix
Business-unit revenue, as stated
Segment revenue figures as stated in the event record.
Headline figures
| Metric | Q2 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $278 million | — | — |
| Adjusted net income | $318 million | — | — |
| Total Title Segment revenue | $2.2 billion | — | — |
| Revenue | $69.2 billion | — | $1.9 billion |
| Dividend | $159 million | — | — |
| Total revenue | $2.2 billion | — | $1.9 billion |
| Commercial revenue | $333 million | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
F G s gross sales were $4.1 billion, one of the best sales quarters in the company s history, and net sales were $2.7 billion for the second quarter Dynamic capital allocation strategy backed by stable cash generation supports shareholder value FNF has repurchased 2.9 million shares for $159 million, at an average price of $55.20 per share, in the second quarter and paid common dividends of $0.50 per share for $135 million.
Event summary
FNF Reports Second Quarter 2025 Financial Results
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
F G s gross sales were $4.1 billion, one of the best sales quarters in the company s history, and net sales were $2.7 billion for the second quarter Dynamic capital allocation strategy backed by stable cash generation supports shareholder value FNF has repurchased 2.9 million shares for $159 million, at an average price of $55.20 per share, in the second quarter and paid common dividends of $0.50 per share for $135 million.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Foley continued, While the residential housing market remains muted, FNF continues to generate a healthy level of free cash flow which positioned us to accelerate our buyback, having repurchased 2.9 million shares for $159 million in the second quarter in addition to paying $135 million in dividends.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Year-to-date, we have returned over $450 million through common dividends and share repurchases.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Investment income from alternative investments was $17 million below management s long-term expected return of approximately 10% As compared to the prior year quarter, adjusted net earnings reflect asset growth, higher fees from accretive flow reinsurance, higher owned distribution margin and disciplined expense management driving scale benefit, partially offset by higher interest expense on debt Please see Segment Financial Results for F G under Non-GAAP Measures and Other Information for further explanation Conference Call We will host a call with investors and analysts to discuss FNF s second quarter of 2025 results on Thursday, August 7, 2025, beginning at 11 00 a.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Strategy & priorities
F G s gross sales were $4.1 billion, one of the best sales quarters in the company s history, and net sales were $2.7 billion for the second quarter Dynamic capital allocation strategy backed by stable cash generation supports shareholder value FNF has repurchased 2.9 million shares for $159 million, at an average price of $55.20 per share, in the second quarter and paid common dividends of $0.50 per share for $135 million.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Blunt continued, F G benefits from both spread-based and fee-based earnings, including our flow reinsurance, middle market life insurance and owned distribution strategies which leverage our position as one of the industry s largest distributors of annuities and life insurance.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Statements that are not historical facts, including statements regarding our expectations, hopes, intentions or strategies regarding the future are forward-looking statements.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
We categorize financial instruments carried at fair value into a three-level fair value hierarchy, based on the priority of inputs to the respective valuation technique, along with net asset value.
SEC original ↗Fidelity National Financial, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Risks & headwinds
Forward-Looking Statements and Risk Factors This press release contains forward-looking statements that involve a number of risks and uncertainties.
SEC original ↗Fidelity National Financial, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025
Legal Proceedings 93 Item 1A.
SEC original ↗Fidelity National Financial, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Due to the uncertainty inherent in the process and to the judgment used by management, the ultimate liability may be greater or less than our current reserves.
SEC original ↗Fidelity National Financial, Inc. — 10-Q Quarterly report10-QAug 6, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documentsEarnings releases
9 documentsPresentations
0 documentsNo presentations for Fidelity National Financial, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Fidelity National Financial, Inc. are held in this edition of the library.
Mentioned by
5 companiesOther tracked companies whose held documents mention Fidelity National Financial, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.
F&G Annuities & Life, Inc. (FG)
“ … colors Secondary colors Default text color 2019 2020 2021 2022 2023 2024 2025 2Q26 LTM FNF and F&G Merger (June 2020) $26.4B $28.6B $37.3B $46.4B $55.9B $65.3B $73.1B $74.7B Our Strong Sales Are Driving Record… …Progression of F&G Transaction Pric”
Arthur J. Gallagher & Co. (AJG)
“ace; compliance with extensive government… …December 31, 2025. Special Stock Distribution FNF has completed the planned distribution through a special dividend of approximately 12% ownership of F&G to FNF shareholders, representing approximately $500”
“on and artificial intelligence. As the leading provider of title and settlement services, FNF provides the rails upon which real estate… …common shareholders $ 288 $ 352 $ (55) $ 19 $ (28) EPS attributable to common shareholders - basic $ 1.0”
“rter through $140 million of common stock dividends and $82 million of share repurchases. FNF ended the quarter with $495 million in cash and short-term liquid investments at the holding … …prices; inflation levels; changes in trade policy; tariffs a”
“ace; compliance with extensive government… …December 31, 2025. Special Stock Distribution FNF has completed the planned distribution through a special dividend of approximately 12% ownership of F&G to FNF shareholders, representing approximately $500”
See also the earnings calendar for every tracked company’s next earnings date.