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Fiserv

FISV · Financials

Last earnings Aug 6, 2026

Key results

GAAP revenuequarter

3%

GAAP revenue decreased 3% year to date and 4% in the quarter GAAP EPS decreased 33% year to date and 37% in the quarter

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

EPSquarter

33%

GAAP revenue decreased 3% year to date and 4% in the quarter GAAP EPS decreased 33% year to date and 37% in the quarter

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Second Quarter 2026 GAAP Results GAAP revenue for the company was $5.29 billion in the second quarter of 2026, a decrease of 4% compared to the second quarter of 2025.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

GAAP revenue decreased 1% in the Merchant Solutions segment and 8% in the Financial Solutions segment in the second quarter of 2026 compared to the prior year period.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

GAAP revenue for the company was $10.32 billion in the first six months of 2026, a decrease of 3% compared to the first six months of 2025.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

GAAP revenue decreased 1% in the Merchant Solutions segment and 6% in the Financial Solutions segment in the first six months of 2026 compared to the prior year period.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

GAAP earnings per share was $1.17 in the second quarter and $2.24 in the first six months of 2026, a decrease of 37% and 33% compared to the prior year periods.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

GAAP operating marginquarter

19.2%

GAAP operating margin was 19.2% and 18.7% in the second quarter and first six months of 2026 compared to 30.7% and 29.0% in the second quarter and first six months of 2025.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

GAAP operating margin in the Merchant Solutions segment was 30.0% and 28.3% in the second quarter and first six months of 2026 compared to 34.6% and 34.4% in the prior year periods.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

AI analysis

Q2 2026 · reported Aug 6, 2026

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

GAAP operating margin · Q2 2026
19.2%
EX-99 · Aug 6, 2026

Headline figures

MetricQ2 2026Prior qtrYear ago
GAAP revenue3%——
EPS33%——
GAAP operating margin19.2%——

EX-99 · Aug 6, 2026

Guidance · company-stated

No guidance located in the held release

Outlook statement

“While we are adjusting our 2026 outlook, we are reiterating our expected medium-term growth rates.”

Next earningsNo verified date on fileNo date is estimated or imported

Margin

GAAP operating margin19.2%

Capital allocation

The company repurchased 1.7 million shares of common stock for $100 million in the second quarter and 5.0 million shares of common stock for $300 million in the first six months of 2026.

The company retired a portion of its outstanding senior notes due March 2027 and July 2049 through a cash tender offer and open market repurchase during June and July, with $1.41 billion aggregate principal amount accepted for purchase, for total consideration of $1.23 billion paid to holders.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Second Quarter 2026 GAAP Results GAAP revenue for the company was $5.29 billion in the second quarter of 2026, a decrease of 4% compared to the second quarter of 2025

Based on: Earnings release + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

The company repurchased 1.7 million shares of common stock for $100 million in the second quarter and 5.0 million shares of common stock for $300 million in the first six months of 2026.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

The company retired a portion of its outstanding senior notes due March 2027 and July 2049 through a cash tender offer and open market repurchase during June and July, with $1.41 billion aggregate principal amount accepted for purchase, for total consideration of $1.23 billion paid to holders.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

6 Represents a gain on early debt extinguishment in connection with the company s June 2026 cash tender offer and open market repurchase of a portion of its outstanding 5.150% senior notes due March 2027 and 4.400% senior notes due July 2049.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Examples of non-cash or other items may include, but are not limited to, non-cash intangible asset amortization expense associated with acquisitions non-cash impairment charges merger and integration costs severance costs certain transformation related expenses associated with the 3 News Release company s One Fiserv action plan gains or losses from the sale of businesses, certain assets or investments net gains associated with early debt extinguishments and certain discrete tax items.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Management believes free cash flow is useful to measure the funds generated in a given period that are available for debt service requirements and strategic capital decisions.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

This adjustment does not exclude the amortization of other intangible assets such as contract costs (sales commissions and deferred conversion costs), capitalized and purchased software, financing costs and debt discounts.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Strategy & priorities

Our recurring revenue base is durable, client demand for our strategic platforms remains strong, and we are improving execution, enhancing our technology and are committed to long-term shareholder value.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

The company excludes these items to more clearly focus on the factors management believes are pertinent to the company s operations, and management uses this information to make operating decisions, including the allocation of resources to the company s various businesses.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Management believes free cash flow is useful to measure the funds generated in a given period that are available for debt service requirements and strategic capital decisions.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

2 Represents costs associated with a multi-year transformation initiative focused on operational excellence enabled by artificial intelligence, including process reengineering and technology infrastructure modernization.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

The company s forward-looking non-GAAP financial measures for 2026, including organic revenue growth and adjusted earnings per share, are designed to enhance shareholders ability to evaluate the company s performance by excluding certain items to focus on factors and trends affecting its business.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Risks & headwinds

Forward-looking statements are subject to assumptions, risks and uncertainties that may cause actual results to differ materially from those contemplated by such forward-looking statements.

SEC original ↗Fiserv — Earnings release (8-K exhibit)EX-99Aug 6, 2026

Legal Proceedings 51 Item 2.

SEC original ↗Fiserv — 10-Q Quarterly report10-QAug 7, 2026

Documents

Earnings deck slides

0 decks with slide view

Fiserv — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Fiserv — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Fiserv — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Fiserv — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Fiserv — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

61 documents

Earnings releases

2 documents

Presentations

5 documents

Transcripts

0 documents

No transcripts for Fiserv are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention Fiserv by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.