Inferra AI / Company / FIGR
Figure Technology Solutions, Inc.
FIGR · Financials
Last earnings Aug 13, 2026
Key results
Net revenuequarter
$167 million
Net revenue was $167 million, an increase of 98% year-over-year.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Adjusted Net revenuequarter
$167 million
Adjusted Net Revenue was $167 million, an increase of 92% from the first quarter of 2025.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Net incomequarter
$45 million
Net income reached $45 million net income margin reached 27.0%, an increase of 28 percentage points year-over-year.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Net Income margin 27.0 % (0.7) % +27.7 p.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
EPSquarter
$ 0.21
Earnings per Share - Basic $ 0.21 $ (0.01) n.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Non-GAAP Results (1) Adjusted Net Revenue $ 166,843 $ 86,982 91.8 % Adjusted EBITDA 82,696 28,344 191.8 % Adjusted EBITDA margin 49.6 % 32.6 % +17.0 p.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
AI analysis
Q1 2026 · reported May 12, 2026
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q1 2026 | Prior qtr | Year ago |
|---|---|---|---|
| Net revenue | $167 million | — | — |
| Adjusted Net revenue | $167 million | — | — |
| Net income | $45 million | — | — |
| EPS | $ 0.21 | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Accelerated Small Medium Business ( SMB ) and Business Purpose lending, with the SMB channel reaching nearly $60M in volume this quarter and high-growth products like Debt Service Coverage Ratio Loans ( DSCR ) and Residential Transition Loans ( RTL ) seeing 70% growth quarter-over-quarter.
Adjusted EBITDA is defined as net income excluding interest expense incurred in connection with our debt obligations other than debt associated with our funding of loans held for sale, income taxes, amortization and depreciation expense, stock-based compensation expense, non-cash changes in certain financial instruments, and other items that management has determined are not reflective of our operating performance.
Company-stated claims
Historical · increased 192% · income
“Net income increased 192% to $87 million net income margin reached 38.8%, an increase of 11 percentage points year-over-year.”
EX-99 · Aug 13, 2026Historical · increased 126% · ebitda
“Adjusted EBITDA increased 126% year-over-year to $119 million Adjusted EBITDA margin reached 54.6%, an increase of 7 percentage points year-over-year.”
EX-99 · Aug 13, 2026Event summary
We delivered exceptional first-quarter results, headlined by 113% year-over-year growth in our Consumer Loan Marketplace and the addition of a record 80 new partners
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Accelerated Small Medium Business ( SMB ) and Business Purpose lending, with the SMB channel reaching nearly $60M in volume this quarter and high-growth products like Debt Service Coverage Ratio Loans ( DSCR ) and Residential Transition Loans ( RTL ) seeing 70% growth quarter-over-quarter.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Adjusted EBITDA is defined as net income excluding interest expense incurred in connection with our debt obligations other than debt associated with our funding of loans held for sale, income taxes, amortization and depreciation expense, stock-based compensation expense, non-cash changes in certain financial instruments, and other items that management has determined are not reflective of our operating performance.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
In connection with the offering, the Company utilized approximately $ 10 million of cash on hand to repurchase 312,500 shares of its Class A common stock from the underwriters at the public offering price of $ 32.00 (the Share Repurchase ).
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
The shares acquired in the Share Repurchase are held in treasury.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
The movement between customer deposit liabilities and YLDS (debt) is presented as cash payments and receipts.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
The CODM does not review assets, liabilities, or capital expenditures at a more granular level; accordingly, no such disclosures are presented.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
Strategy & priorities
Our blockchain ecosystem saw equally rapid expansion, with YLDS and Democratized Prime matched offers both growing approximately 80% quarter-over-quarter as we continue to bring entire asset classes on-chain.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Adjusted EBITDA and Adjusted EBITDA Margin Adjusted EBITDA and Adjusted EBITDA Margin are non-GAAP financial measures used by our management to evaluate operating performance, generate future operating plans, and make strategic decisions, including those relating to operating expenses and the allocation of internal resources.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Risks & headwinds
These statements involve known and unknown risks, uncertainties, and other important factors that may cause actual results to differ materially from those expressed or implied by the forward-looking statements.
SEC original ↗Figure Technology Solutions, Inc. — Earnings release (8-K exhibit)EX-99May 12, 2026
Legal Proceedings 67 Item 1A.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
These statements involve known and unknown risks, uncertainties and other important factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
Other sections of this Quarterly Report, including Management's Discussion and Analysis of Financial Condition and Results of Operations , include additional factors that could adversely impact our business and financial performance.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
In assessing the probability threshold, entities must evaluate whether significant development uncertainty exists, including unresolved technological innovations or unproven features, or whether significant performance requirements have not been identified or continue to be substantially revised.
SEC original ↗Figure Technology Solutions, Inc. — 10-Q Quarterly report10-QAug 14, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
25 documentsEarnings releases
9 documentsPresentations
0 documentsNo presentations for Figure Technology Solutions, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Figure Technology Solutions, Inc. are held in this edition of the library.
Mentioned by
1 companyOther tracked companies whose held documents mention Figure Technology Solutions, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.
Flagstar Bank, National Association (FLG)
“nts compared to the previous quarter, excluding a one-time benefit from a hedging gain,… …Figure Technology Solutions, Inc., (the "Figure Investment"), $4 million in severance and $17 million of merger-related expenses, the fourth quarter 2025 net in”
See also the earnings calendar for every tracked company’s next earnings date.