Inferra AI / Company / FFIN
First Financial Bankshares Inc.
FFIN · Financials
Last earnings Oct 16, 2026
Key results
EPSquarter
$0.36
Diluted earnings per share were $0.36 for the third quarter of 2025 compared with $0.39 for the same quarter a year ago and $0.47 for the linked quarter.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
Trust revenuequarter
$12.05 billion
Trust revenue has increased primarily due to growth in assets under management to $12.05 billion as of September 30, 2025, compared to $10.86 billion at September 30, 2024.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
AI analysis
Q3 2025 · reported Oct 24, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
The quarter in charts
Diluted EPS — GAAP
Per diluted share, as stated
EX-99 · Oct 24, 2025 EPS values as stated in the release.
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| EPS | $0.36 | — | $0.39 |
| Trust revenue | $12.05 billion | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Deposits and repurchase agreements totaled $12.90 billion at September 30, 2025, compared to $11.81 billion at September 30, 2024.
During the third quarter of 2025, core deposits and repurchase agreements grew $250.45 million, or 7.95 percent annualized, when compared to June 30, 2025, balances.
Event summary
Diluted earnings per share were $0.36 for the third quarter of 2025 compared with $0.39 for the same quarter a year ago and $0.47 for the linked quarter
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Deposits and repurchase agreements totaled $12.90 billion at September 30, 2025, compared to $11.81 billion at September 30, 2024.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
During the third quarter of 2025, core deposits and repurchase agreements grew $250.45 million, or 7.95 percent annualized, when compared to June 30, 2025, balances.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
Stock Repurchase On July 22, 2025, the Company's Board of Directors extended the authorization to repurchase up to 5,000,000 common shares through July 31, 2026.
SEC original ↗First Financial Bankshares Inc. — 10-Q Quarterly report10-QAug 4, 2026
The stock repurchase plan authorizes management to repurchase and retire the stock at such time as repurchases and retirements are considered beneficial to the Company and shareholders.
SEC original ↗First Financial Bankshares Inc. — 10-Q Quarterly report10-QAug 4, 2026
Any repurchase of stock will be made through the open market, block trades, or in privately negotiated transactions in accordance with applicable laws and regulations.
SEC original ↗First Financial Bankshares Inc. — 10-Q Quarterly report10-QAug 4, 2026
Under the repurchase plan, there is no minimum number of shares that the Company is required to repurchase.
SEC original ↗First Financial Bankshares Inc. — 10-Q Quarterly report10-QAug 4, 2026
Strategy & priorities
“We are optimistic as we move into the final quarter of the year and will remain focused on liquidating the collateral of the loan and moving the bank forward with continued growth and profitability by keeping our customers, shareholders, and employees first.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
Notable changes for the third quarter of 2025 when compared to the same quarter a year ago are as follows: • Mortgage income increased to $4.38 million for the third quarter of 2025 compared to $3.36 million for the third quarter of 2024 due to improved origination volume related to lower interest rates and the strategic restructuring of the mortgage lending team.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
Risks & headwinds
” Because such “forward-looking statements” are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements.
SEC original ↗First Financial Bankshares Inc. — Earnings release (8-K exhibit)EX-99Oct 24, 2025
Earnings deck slides
0 decks with slide viewFirst Financial Bankshares Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
34 documents- Q3 2026
- 8-KFFIN
- Q2 2026
- 10-QFFIN
- 8-KFFIN
- 8-KFFIN
- Q1 2026
- 10-QFFIN
- 8-KFFIN
- 8-KFFIN
- 8-KFFIN
- Q4 2025
- 10-KFFIN
- 8-KFFIN
- EX-99FFIN
- 8-KFFIN
- Q3 2025
- 10-QFFIN
- 8-KFFIN
- Q2 2025
- 10-QFFIN
- 8-K/AFFIN
- 8-KFFIN
- EX-99FFIN
- 8-KFFIN
- 8-KFFIN
- Q1 2025
- 10-QFFIN
- 8-KFFIN
- 8-KFFIN
- EX-99FFIN
- 8-KFFIN
- Q4 2024
- 10-KFFIN
- 8-KFFIN
- Q3 2024
- 8-KFFIN
- 10-QFFIN
- 8-KFFIN
- Q2 2024
- 10-QFFIN
- 8-KFFIN
- EX-99FFIN
- 8-KFFIN
Earnings releases
14 documentsPresentations
1 document- Q1 2025
- FFINDeck
Transcripts
0 documentsNo transcripts for First Financial Bankshares Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.