Inferra AI / Company / EWBC

East West Bancorp Inc.

EWBC · Financials

Last earnings Oct 20, 2026

Key results

REPORTS RECORD QUARTERLY net incomequarter

$368 MILLION

626.768.6000 NEWS RELEASE EAST WEST BANCORP REPORTS RECORD QUARTERLY NET INCOME OF $368 MILLION AND DILUTED EARNINGS PER SHARE OF $2.65 RECORD FEES, LOANS, AND DEPOSITS Pasadena, California October 21, 2025 East West Bancorp, Inc.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

EPSquarter

$2.65

626.768.6000 NEWS RELEASE EAST WEST BANCORP REPORTS RECORD QUARTERLY NET INCOME OF $368 MILLION AND DILUTED EARNINGS PER SHARE OF $2.65 RECORD FEES, LOANS, AND DEPOSITS Pasadena, California October 21, 2025 East West Bancorp, Inc.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Net incomequarter

$368 million

( East West or the Company ) (Nasdaq EWBC), parent company of East West Bank, reported third quarter 2025 net income of $368 million, or $2.65 per diluted share.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Revenuequarter

$778 million

2 OPERATING RESULTS Third Quarter Earnings Third quarter 2025 revenue was a record $778 million, up $75 million, or 11% quarter-over-quarter, driven by record quarterly net interest income and noninterest income.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Growthquarter

up $75 million

2 OPERATING RESULTS Third Quarter Earnings Third quarter 2025 revenue was a record $778 million, up $75 million, or 11% quarter-over-quarter, driven by record quarterly net interest income and noninterest income.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Revenue in the third quarter included $32 million of discount accretion and interest recoveries from the full payment on purchased credit impaired and workout loans.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Third quarter 2025 net income was a record $368 million or $2.65 per diluted share, both up 19% from the second quarter of 2025.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

net income of $368 million, $2.65 diluted quarterly earnings per share Total EOP customer deposits up $1.5bn+ Q-o-Q Total EOP loans up $800mm+ Q-o-Q Optimized funding

SEC original ↗East West Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Record revenuequarter

17%

Record revenue of $778mm Record NII of $678mm Record fee income of $92mm Record pre-tax pre-provision1 income (PTPP) of $503mm 17% ROACE (18% ROTCE1) Annualized quarterly NCOs of 13bps Nonperforming assets at 25bps Provision for credit losses of $36mm Bolstered ALLL to 1.42%

SEC original ↗East West Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K/A — transcript not held

Revenue · Q3 2025
$778M
EX-99 · Oct 22, 2025
EPS · Q3 2025
$2.65
EX-99 · Oct 22, 2025
REPORTS RECORD QUARTERLY net income · Q3 2025
$368M
EX-99 · Oct 22, 2025
Net income · Q3 2025
$368M
EX-99 · Oct 22, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
REPORTS RECORD QUARTERLY net income$368 MILLION——
EPS$2.65——
Net income$368 million——
Revenue$778 million——
Growthup $75 million——
Record revenue17%——

EX-99 · Oct 22, 2025

Guidance · company-stated

Total Revenue

“$778 $703 $75”

Diluted Earnings per Share

“$2.65 $2.24 $0.41”

Guidance stated in the release's Business Outlook table for 2026; no direction stated — figures as stated in the table.

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$0.60

Third quarter 2025 average interest-earning assets of $76.2 billion were up $2.3 billion, or 3%, from $73.9 billion in the second quarter, primarily reflecting a $1.2 billion increase in average interest-bearing cash and deposits with banks, a $0.9 billion increase in average total loans outstanding, and a $0.2 billion increase in average available-for-sale ( AFS ) debt securities.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

I am proud to report East West s record-breaking financial results for the third quarter, said Dominic Ng, Chairman and Chief Executive Officer

Based on: Earnings release + Q3 2025 deck + parent 8-K/A — transcript not held

Guidance & outlook

Total Revenue: “Total Revenue $778 $703 $75”

Diluted Earnings per Share: “Diluted Earnings per Share $2.65 $2.24 $0.41”

Total Revenue (“2026”)
“Total Revenue $778 $703 $75”

Diluted Earnings per Share (“2026”)
“Diluted Earnings per Share $2.65 $2.24 $0.41”

Guidance stated in the release's Business Outlook table for 2026; no direction stated — figures as stated in the table.

Capital allocation

Third quarter 2025 average interest-earning assets of $76.2 billion were up $2.3 billion, or 3%, from $73.9 billion in the second quarter, primarily reflecting a $1.2 billion increase in average interest-bearing cash and deposits with banks, a $0.9 billion increase in average total loans outstanding, and a $0.2 billion increase in average available-for-sale ( AFS ) debt securities.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

DIVIDEND PAYOUT AND CAPITAL ACTIONS East West s Board of Directors has declared the fourth quarter 2025 dividend for the Company s common stock.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

The common stock cash dividend of $0.60 per share is payable on November 17, 2025 to shareholders of record as of November 3, 2025.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

East West repurchased approximately 258 thousand shares of common stock during the third quarter of 2025 for $25 million.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

$216 million of East West s share repurchase authorization remains available.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Discount accretion and interest recoveries from the full payment on purchased credit impaired and workout loans are included in Interest and dividend income on the Condensed Consolidated Statement of Income.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Risks & headwinds

Nevertheless, given the uncertainty in the outlook for 2026, we further bolstered our allowance for loan losses, continued Ng.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

You should not place undue reliance on forward-looking statements, as they are subject to known and unknown risks and uncertainties.

SEC original ↗East West Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

When considering these forward-looking statements, you should keep in mind these risks and uncertainties, as well as any cautionary statements the Company may make.

SEC original ↗East West Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Forward-looking information that we have obtained from these sources is subject to the same uncertainties and qualifications as other forward-looking statements contained herein.

SEC original ↗East West Bancorp Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2025

Documents

Earnings deck slides

0 decks with slide view

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

East West Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

30 documents

Earnings releases

10 documents

Presentations

10 documents

Transcripts

0 documents

No transcripts for East West Bancorp Inc. are held in this edition of the library.

Mentioned by

5 companies

Other tracked companies whose held documents mention East West Bancorp Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.