Euronet Worldwide, Inc.

Stephanie Taylor + 1 - 913 - 327 - 4200 Euronet Worldwide Reports Third Quarter 2025 Financial Results Euronet signs strategic agreement with Fireblocks to support stablecoin technology to complement Euronet s global payment infrastructure Euronet signs a Dandelion agreement with Citigroup to advance Citigroup s cross-border instant payment offering Euronet expands financial flexibility with completion of $1 billion convertible debt offering LEAWOOD, KANSAS, USA October 22, 2025 - Euronet ( Euronet or the Company ) (NASDAQ: EEFT), a global leader in payments processing and cross-border transactions, announced today third quarter 2025 financial results.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The proceeds from the offering were used to repay outstanding borrowings under the Company s revolving credit facility.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The decrease in net cash is largely the result of share repurchases of 1.3 million shares offset by cash generated from operations, cash returned from ATMs following the summer season and working capital fluctuations during the third quarter .

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Diluted earnings per share has been computed by dividing earnings available to common stockholders by the weighted average shares outstanding during the respective period, after adjusting for the potential dilution of options to purchase the Company s common stock, assumed vesting of restricted stock units and the assumed conversion of the Company s convertible debt, if such conversion would be dilutive.

SEC original ↗Euronet Worldwide, Inc. — 10-Q Quarterly report10-QAug 4, 2026

The Convertible Notes currently have a settlement feature requiring us upon conversion to settle the principal amount of the debt and any conversion value in excess of the principal value ("conversion premium"), for cash or shares of Euronet's common stock or a combination thereof, at the Company's option.

SEC original ↗Euronet Worldwide, Inc. — 10-Q Quarterly report10-QAug 4, 2026

12 During March 2025, almost all of the holders of the 2049 Convertible Notes exercised their right to require the Company to repurchase their 2049 Notes, and the Company repurchased $ 491.8 million of the 2049 Convertible Notes leaving $ 33.2 million of the 2049 Convertible Notes outstanding at June 30, 2026 .

SEC original ↗Euronet Worldwide, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Stephanie Taylor + 1 - 913 - 327 - 4200 Euronet Worldwide Reports Third Quarter 2025 Financial Results Euronet signs strategic agreement with Fireblocks to support stablecoin technology to complement Euronet s global payment infrastructure Euronet signs a Dandelion agreement with Citigroup to advance Citigroup s cross-border instant payment offering Euronet expands financial flexibility with completion of $1 billion convertible debt offering LEAWOOD, KANSAS, USA October 22, 2025 - Euronet ( Euronet or the Company ) (NASDAQ: EEFT), a global leader in payments processing and cross-border transactions, announced today third quarter 2025 financial results.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Euronet s commitment to innovation and global expansion continues to drive our success with recent Ren deployments, Dandelion sales momentum and the pending acquisition of CoreCard all accelerating our digital transformation.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The EFT segment continued its strategic expansion with banking services, merchant acquisitions, and product launches across key markets including the U.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

The EFT segment revenue, operating income and adjusted EBITDA grew from expansion of banking services and merchant acquiring despite certain economic pressures.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

* Amounts were restated from previously reported amounts to be comparable to the current presentation epay Constant currency operating income and adjusted EBITDA growth was attributable to continued payments growth and expansion of branded content distribution, predominantly from the gaming category.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

All such forward-looking statements are based upon current plans, estimates, expectations and ambitions that are subject to risks, uncertainties and assumptions, many of which are beyond the control of Euronet and CoreCard, that could cause actual results to differ materially from those expressed in such forward-looking statements.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

While the list of factors presented here and the list of factors presented in the Registration Statement are considered representative, no such list should be considered to be a complete statement of all potential risks and uncertainties.

SEC original ↗Euronet Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Legal Proceedings 45 Item 1A.

SEC original ↗Euronet Worldwide, Inc. — 10-Q Quarterly report10-QAug 4, 2026