Inferra AI / Company / CTBI

Community Trust Bancorp Inc.

CTBI · Financials

Last earnings Oct 21, 2026

Key results

Total revenuequarter

$1.3 million

Total revenue for the quarter was $1.3 million above prior quarter and $8.7 million above prior year same quarter.

SEC original ↗Community Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 15, 2025

AI analysis

Q3 2025 · reported Oct 15, 2025

Based on: Earnings release + parent 8-K — transcript not held

Total revenue · Q3 2025
$1.3M
EX-99 · Oct 15, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Total revenue$1.3 million——

EX-99 · Oct 15, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Deposits, including repurchase agreements, at $5.7 billion increased $212.2 million, an annualized 15.4%, from June 30, 2025 and $598.7 million, or 11.8%, from September 30, 2024.

Our ratio of average loans to deposits, including repurchase agreements, was 85.6% for the quarter ended September 30, 2025 compared to 86.6% for the quarter ended June 30, 2025 and 85.8% for the quarter ended September 30, 2024.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Earnings for the nine months ended September 30, 2025 were $10.5 million, or $0.57 per basic share, above prior year

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Deposits, including repurchase agreements, at $5.7 billion increased $212.2 million, an annualized 15.4%, from June 30, 2025 and $598.7 million, or 11.8%, from September 30, 2024.

SEC original ↗Community Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 15, 2025

Our ratio of average loans to deposits, including repurchase agreements, was 85.6% for the quarter ended September 30, 2025 compared to 86.6% for the quarter ended June 30, 2025 and 85.8% for the quarter ended September 30, 2024.

SEC original ↗Community Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 15, 2025

CTBI s annualized dividend yield to shareholders as of September 30, 2025 was 3.79%.

SEC original ↗Community Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 15, 2025

Strategy & priorities

Our loan portfolio management processes focus on the immediate identification, management, and resolution of problem loans to maximize recovery and minimize loss.

SEC original ↗Community Trust Bancorp Inc. — Earnings release (8-K exhibit)EX-99Oct 15, 2025

Documents

Earnings deck slides

0 decks with slide view

Community Trust Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Community Trust Bancorp Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

25 documents

Earnings releases

9 documents

Presentations

2 documents

Transcripts

0 documents

No transcripts for Community Trust Bancorp Inc. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.