Inferra AI / Company / COLB
Columbia Banking System, Inc.
COLB · Financials
Last earnings Oct 22, 2026
Key results
Pre-Provision Net revenuequarter
$0.40
Reported Operating(1) $96 million $204 million Net Income Net Income $189 million $270 million Pre-Provision Net Revenue(1) Pre-Provision Net Revenue $0.40 $0.85 Earnings-per-Share - Diluted Earnings-per-Share - Diluted 0.67% 1.42% Return on Assets Return on Assets 1.32% 1.89% PPNR Return on Assets(1) PPNR Return on Assets 6.19% 13.15% Return on Equity Return on Equity 8.58% 18.24% Return on Tangible Common Equity(1) Return on Tangible Common Equity (1) Non-GAAP financial measure.
SEC original ↗Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 30, 2025
Net incomeQ3 2025
13%
On an operating basis, pre- provision net revenue and net income increased 13% and 20%, respectively, compared to the nine months ended September 30, 2024, as profitability ratios and earnings-per-share showed similar improvement(1).
SEC original ↗Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 30, 2025
Net incomeytd
20%
On an operating basis, pre- provision net revenue and net income increased 13% and 20%, respectively, compared to the nine months ended September 30, 2024, as profitability ratios and earnings-per-share showed similar improvement(1).
SEC original ↗Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 30, 2025
Reported Operating(1) $335 million $503 million Net Income Net Income $573 million $723 million Pre-Provision Net Revenue(1) Pre-Provision Net Revenue $1.53 $2.29 Earnings-per-Share - Diluted Earnings-per-Share - Diluted 0.84% 1.26% Return on Assets Return on Assets 1.44% 1.81% PPNR Return on Assets(1) PPNR Return on Assets 8.06% 12.10% Return on Equity Return on Equity 11.22% 16.85% Return on Tangible Common Equity(1) Return on Tangible Common Equity (1) Non-GAAP financial measure.
SEC original ↗Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 30, 2025
AI analysis
Q3 2025 · reported Oct 30, 2025
Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q3 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Pre-Provision Net revenue | $0.40 | — | — |
| Net income | 13% | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
Underscoring confidence in our strategy and an outlook for continued excess capital generation, our Board of Directors authorized a $700 million share repurchase program.
Event summary
While reported results were impacted by acquisition-related items, core profitability remained strong
Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Underscoring confidence in our strategy and an outlook for continued excess capital generation, our Board of Directors authorized a $700 million share repurchase program.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Declared a quarterly cash dividend of $0.36 per common share on August 15, 2025, which was paid September 15, 2025.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Our Board of Directors authorized the repurchase of up to $700 million of common stock under a new repurchase plan.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Share Repurchase Authorization Announcement Columbia s Board of Directors has authorized the repurchase of up to $700 million of common stock under a new repurchase plan.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
COLB common share repurchases may be executed in the open market or through privately negotiated transactions, including under Rule 10b5-1 plans.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
The timing and exact amount of common share repurchases will be at the discretion of senior management and subject to various factors, including, without limitation, Columbia s capital position, financial performance, market conditions, and regulatory considerations.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Strategy & priorities
We closed our strategic acquisition of Pacific Premier, which completes our Western footprint and enhances our ability to generate top-quartile returns.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Underscoring confidence in our strategy and an outlook for continued excess capital generation, our Board of Directors authorized a $700 million share repurchase program.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
As we integrate new capabilities and deepen both new and existing customer relationships, we remain focused on delivering consistent, repeatable performance while positioning the company for sustainable, relationship-driven growth and capital return to our shareholders.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
The strategic transition streamlines our identity across all business lines, including Columbia Wealth Advisors, Columbia Trust Company, Columbia Private Bank, and Columbia Private Trust, making it easier for customers to recognize and engage with the full breadth of our services.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Our teams continue to focus on new client acquisition and relationship-building, contributing to the 19% increase in new loan originations for the current quarter compared to the prior quarter, commented Chris Merrywell, President of Columbia Bank.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Risks & headwinds
These statements are necessarily subject to risk and uncertainty and actual results could differ materially due to various risk factors, including those set forth from time to time in our filings with the Securities and Exchange Commission.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
government and retaliatory tariffs proposed or imposed by U.
SEC original ↗Columbia Banking System, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Such statements are subject to numerous assumptions, risks, and uncertainties.
SEC original ↗Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 30, 2025
Legal Proceedings 77 Item 1A.
SEC original ↗Columbia Banking System, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Changes in projected macroeconomic variables over the forecast period may materially impact the ACL, with uncertainty increasing over longer projection horizons.
SEC original ↗Columbia Banking System, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Qualitative adjustments are applied to address risks and uncertainties that may not be fully reflected in the modeled estimate, including changes in economic conditions, portfolio trends, concentrations of credit risk, and other internal and external factors that could affect expected credit losses.
SEC original ↗Columbia Banking System, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Earnings deck slides
0 decks with slide viewColumbia Banking System, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Columbia Banking System, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
36 documents- Q3 2026
- 8-KCOLB
- Q2 2026
- 8-KCOLB
- EX-99COLB
- 8-KCOLB
- 10-QCOLB
- 8-KCOLB
- 8-KCOLB
- 8-KCOLB
- EX-99COLB
- Q1 2026
- 8-KCOLB
- 8-KCOLB
- 10-QCOLB
- 8-KCOLB
- Q4 2025
- 8-KCOLB
- EX-99COLB
- 10-KCOLB
- 8-KCOLB
- EX-99COLB
- 8-KCOLB
- Q3 2025
- 8-KCOLB
- EX-99COLB
- 8-KCOLB
- 8-KCOLB
- 10-QCOLB
- 8-KCOLB
- 8-KCOLB
- Q2 2025
- 8-K/ACOLB
- 8-KCOLB
- 8-KCOLB
- 8-KCOLB
- 10-QCOLB
- 8-KCOLB
- 8-KCOLB
- 8-KCOLB
- 8-KCOLB
- Q1 2025
- 8-KCOLB
Earnings releases
9 documentsPresentations
6 documents
Transcripts
0 documentsNo transcripts for Columbia Banking System, Inc. are held in this edition of the library.
Mentioned by
2 companiesOther tracked companies whose held documents mention Columbia Banking System, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.
“ share on May 15, 2026, which was paid June 15, 2026. • Repurchased $199 million… …22 Columbia Banking System, Inc. GAAP to Non-GAAP Reconciliation - Continued Average Balances, Earnings Per Share, and Performance Metrics, as adjusted (Unau”
“t the benefits of the acquisition of Pacific Premier Bancorp, Inc. (“Pacific Premier”) by Columbia Banking System, Inc. (“Columbia”) the… …portfolio monitoring activities. For example, we stress applicable variables, such as interest rates, cash flow”
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