Inferra AI / Company / CASH
Pathward Financial, Inc..
CASH · Financials
Last earnings Oct 21, 2026
Key results
Net incomequarter
$33.5 million
( Pathward Financial or the Company ) (Nasdaq CASH) reported net incom e of $38.8 million, or $1.69 per share, for the three months ended September 30, 2025, c ompared to net income of $33.5 million, or $1.34 per share, for the three months ended September 30, 2024.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
Conflicting figures recorded for this item — see “Conflicting figures” below.
The Company reported net income of $185.9 million, or $7.87 per share, for the fiscal year ended September 30, 2025, compared to net income of $183.2 million, or $7.20 per share, for the fiscal year ended September 30, 2024.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
Total revenuequarter
$186.7 million
Financial Highlights for the 2025 Fiscal Fourth Quarter Total revenue for the fourth quarter was $186.7 million, an increase of $7.2 million, or 4%, compared to the same quarter in fiscal 2024, primarily driven by an increase of 13% in noninterest income.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
Net incomefull-year
0%
(Nasdaq: CASH) | Quarterly Investor Presentation18 Q4 2024 Q4 2025 $ 127.5 $128.0 0% Net Interest Income Q4 2024 Q4 2025 $ 133.4 $144.8 +9% Noninterest Expense Q4 2024 Q4 2025 $ 52.0 $58.8 +13% Noninterest Income Q4 2024 Q4 2025 $ 33.5 $38.8 +16% Net Income Attributable to Parent $1.34 $1.69 Q4 2024 Q4 2025 +26% Earnings per Diluted Share Slight increase in deposits at September 30, 2025, when compared to the prior year period.
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
Conflicting figures recorded for this item — see “Conflicting figures” below.
Secondary Market revenuequarter
13%
(Nasdaq: CASH) | Quarterly Investor Presentation24 Refund Transfer Product Fees 13%Refund Advance and Other Tax Product Fees 15% Card and Deposit Fees 38% Rental Income 16% Secondary Market Revenue 11% Other Income 7% FY 2025 NONINTEREST INCOME BREAKDOWN .
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
Revenuequarter
39%
Noninterest income 39% Net interest income 61% FY 2025 REVENUE BREAKDOWN During the 2025 fiscal fourth quarter, approximately 64% of the deposit balances were subject to variable card processing expenses, derived from contractual agreements with certain Partner Solutions relationships tied to a rate index, typically the Effective Fed Funds Rate.
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
AI analysis
Q4 FY2025 · reported Oct 21, 2025
Based on: Earnings release + Q4 FY2025 deck + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q4 FY2025 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $33.5 million | — | — |
| Total revenue | $186.7 million | — | — |
| Secondary Market revenue | 13% | — | — |
| Revenue | 39% | — | — |
Guidance · company-stated
No guidance located in the held release
Capital allocation
During the 2025 fiscal fourth quarter, the Company repurchased 180,740 shares of common stock at an average share price of $82.95.
Event summary
ANNOUNCES RESULTS FOR 2025 FISCAL FOURTH QUARTER AND FISCAL YEAR 2025 Sioux
Based on: Earnings release + Q4 FY2025 deck + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
During the 2025 fiscal fourth quarter, the Company repurchased 180,740 shares of common stock at an average share price of $82.95.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
As of September 30, 2025, there were 4,937,816 shares available for repurchase under the current common stock share repurchase program.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
The Company's cost of funds for all deposits and borrowings averaged 0.09% during the fiscal 2025 fourth quarter, as compared to 0.24% during the prior year quarter.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
Deposits, Borrowings and Other Liabilities The average balance of total deposits and interest-bearing liabilities was $6.27 billion for the three-month period ended September 30, 2025, compared to $6.38 billion for the same period in the prior fiscal year.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
$8.25 - $8.75 EPS Assumes no rate cuts during the year Effective tax rate of 18% to 22% Includes expected share repurchases Q&A Pathward Financial, Inc.
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
Total renewable energy debt financing outstanding was $1.82 billion as of 4Q25.
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
Strategy & priorities
We did all of this and still delivered on the strategy we laid out for fiscal 2025 at the end of last year, generating both net income and earnings per diluted share growth.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
We believe we have put ourselves in a strong position to continue delivering on our strategy and remaining the trusted platform that enables our partners to thrive.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
These strategic business lines provide support to individuals and businesses.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
1954 Founded as a savings and loan bank 2021 Sold Meta trademarks and began rebranding initiative 2022 Completed rebranding as Pathward Financial 4 Pathward Financial, Inc.
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
(Nasdaq: CASH) | Quarterly Investor Presentation 2024 Completed sale of Insurance Premium Finance business line to focus on higher return on asset verticals Note: Timeline and years presented are on a calendar year basis.
SEC original ↗Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit)EX-99Oct 21, 2025
Risks & headwinds
These forward-looking statements are based on information currently available to us and assumptions about future events, and include statements with respect to the Company s beliefs, expectations, estimates, and intentions, which are subject to significant risks and uncertainties, and are subject to change based on various factors, some of which are beyond the Company s control.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
Such risks, uncertainties and other factors may cause our actual growth, results of operations, financial condition, cash flows, performance and business prospects and opportunities to differ materially from those expressed in, or implied by, these forward-looking statements.
SEC original ↗Pathward Financial, Inc.. — Earnings release (8-K exhibit)EX-99Oct 21, 2025
Legal Proceedings 54 Item 1A.
SEC original ↗Pathward Financial, Inc.. — 10-Q Quarterly report10-QAug 6, 2026
A number of factors that have affected the economic environment over the past few years have continued into 2026, including economic uncertainty, inflation, geopolitical conflict and tensions, and increased interest rates, with the Federal Reserve lowering the target federal funds rate at the end of 2024 and the end of 2025.
SEC original ↗Pathward Financial, Inc.. — 10-Q Quarterly report10-QAug 6, 2026
economy have also experienced disruption and volatility resulting from tariffs and other policies of the U.
SEC original ↗Pathward Financial, Inc.. — 10-Q Quarterly report10-QAug 6, 2026
Conflicting figures
Net income
$33.5 million
“( Pathward Financial or the Company ) (Nasdaq CASH) reported net incom e of $38.8 million, or $1.69 per share, for the three months ended September 30, 2025, c ompared to net income of $33.5 million, or $1.34 per share, for the three months ended September 30, 2024.”
0%
“(Nasdaq: CASH) | Quarterly Investor Presentation18 Q4 2024 Q4 2025 $ 127.5 $128.0 0% Net Interest Income Q4 2024 Q4 2025 $ 133.4 $144.8 +9% Noninterest Expense Q4 2024 Q4 2025 $ 52.0 $58.8 +13% Noninterest Income Q4 2024 Q4 2025 $ 33.5 $38.8 +16% Net Income Attributable to Parent $1.34 $1.69 Q4 2024 Q4 2025 +26% Earnings per Diluted Share Slight increase in deposits at September 30, 2025, when compared to the prior year period.”
Earnings deck slides
0 decks with slide viewPathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Pathward Financial, Inc.. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
32 documents- Q3 2026
- 8-KCASH
Oct 21, 2026
- Q2 2026
- 8-KCASH
Sep 17, 2026
- 8-KCASH
Aug 20, 2026
- 10-QCASH
- 8-KCASH
Jul 22, 2026
- Q1 2026
- 8-KCASH
May 21, 2026
- 10-QCASH
- 8-KCASH
Apr 22, 2026
- Q4 2025
- 8-KCASH
Feb 26, 2026
- EX-99CASH
Feb 26, 2026
- 8-KCASH
Feb 25, 2026
- 10-QCASH
- 8-KCASH
Jan 22, 2026
- Q3 2025
- 8-KCASH
Dec 30, 2025
- 10-KCASH
Nov 25, 2025
- 8-KCASH
Nov 20, 2025
- EX-99CASH
Nov 20, 2025
- 8-KCASH
Oct 21, 2025
- Q2 2025
- 10-QCASH
- 10-QCASH
- 8-KCASH
- 8-KCASH
Aug 21, 2025
- 8-KCASH
Jul 28, 2025
- 8-KCASH
- Q1 2025
- 8-KCASH
May 28, 2025
- 8-KCASH
May 22, 2025
- 8-KCASH
Apr 22, 2025
- Q4 2024
- 8-KCASH
Feb 27, 2025
- 8-KCASH
Feb 26, 2025
- 10-QCASH
- 8-KCASH
Jan 21, 2025
- Q3 2024
- 10-KCASH
Nov 26, 2024
Earnings releases
10 documentsPresentations
8 documents
Transcripts
0 documentsNo transcripts for Pathward Financial, Inc.. are held in this edition of the library.
Mentioned by
648 companiesOther tracked companies whose held documents mention Pathward Financial, Inc.. by name or ticker. A mention is counted once per document, from the document text the library holds.
“iabilities and stockholders' equity $694,228 $619,003 CASH FLOWS STATEMENTS (In millions) (Unaudited) Three Months Ended Nine … …increased 12% (up 9% in constant currency) Micro”
“1 28,074 $ 88,416 $ 87,627 -more- 12 FEDEX CORP. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS First Quarter Fiscal 2026 (In millions) (Unaudited) Three Months Ended August 31, 2025 August … …debt issuances 997 — Principal payments on deb”
“,769,728 $ 3,486,824 Page 7 CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (In thousands) Quarter Ended Nine Months… …(399 ) (278 ) (13,833 ) ”
“ 15 UNAUDITED INTERIM CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Amounts expressed in thousands of US dollars (“$”) For the … … Net income 153,324 374,988 ”
“,551 $ 4,217,885 Page 10 Exhibit 99(a) CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) FOR THE NINE MONTHS ENDED SEPTEMBER 2025/2024 (In thousands) 2025… …billion consisting of $1.0 billion of cash and ”
“ UNIVERSAL DISPLAY CORPORATION AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (in thousands) Six Months Ended June 30, … …revenue will be around the lower end of its prev”
“ 30,463 28,995 IMPINJ, INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (in thousands, unaudited) Nine Months Ended September… …GAAP, our key non-GAAP performance measures inc”
“ Way Fort Myers, FL 33912 Page | 5 NeoGenomics, Inc. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (in thousands) (unaudited) Six Months Ended June 30, 2026 2025 CASH FLOWS FROM OPERATING ACTIVITIES… … grew 14%, with NGS revenue growth of 26%”
“Total SBC $ 76 $ 73 $ 92 6 ROBINHOOD MARKETS, INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) Three Months Ended March 31, (in millions) 2025 2026 Operating activities: Net… …Deposits We define Net Deposits as all cash depo”
“udited, in millions €)… …(used in) investing activities (279.6) (508.9) 404.1 (664.9) CASH FLOWS FROM FINANCING ACTIVITIES Dividend paid — (543.5) (639.1) (2,018.7) Purchase of treasury shares (2,401.6) (1,087.9) (5,953.1) (4,304.7)… …capacit”
“D EQUITY $ 45,665 $ 44,598 AMEREN CORPORATION (AEE) CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited, in millions) Three Months Ended March 31, 2025 2024 Cash Flows From Operating Activities:… …and demand for our services resulting f”
“g-Term Outlook 2026 – 2029 CAGR 5% - 8% REVENUE MARGIN EXPANSION ADJUSTED EPS GROWTH FREE CASH FLOW bps 75 - 150 CAGR 8.5% - 11.5% In line with adjusted earnings growth… …prepared in accordance with GAAP, including adjusted EPS (or adjusted net incom”
“EX-99.1 2 colbex991dividendannouncem.htm PRESS RELEASE ANNOUNCING QUARTERLY CASH DIVIDEND Columbia Banking System Announces $0.37 Per Common Share Dividend TACOMA, Wash., Aug 14, 2026 –… …This news release includes forward-looking st”
“it) $ 11,627,872 $ 2,326,037 CEREBRAS SYSTEMS INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) (in thousands) Six Months Ended June 30, 2026 2025 Cash flows from operating activities:… …General • Successfully raised $6.4 billi”
“DING TENANT BASE WITHIN THE LIFE SCIENCE REAL ESTATE SECTOR HIGH-QUALITY, LONG-TERM CASH FLOWS PROVEN UNDERWRITING EXPERTISE STRONG AND FLEXIBLE BALANCE SHEET LONG-TENURED, HIGHLY… …repurchased under this program and $500.0 mi”
“g fees, as well as Hyatt’s revolving credit facility. SLIDE 79: DURABLE EARNINGS AND FREE CASH FLOW† TO ENHANCE SHAREHOLDER VALUE The Company’s illustrative… …open in the future, any future share repurchases under the additional repurchase authorizat”
“cal 2024 Results Page 6 of 8 QUALCOMM Incorporated CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (In millions) (Unaudited) Nine Months Ended June 23, 2024 June 25, 2023 Operating Activities:… …2024, we returned $2.3 billion to stockholders,”
“erations related to the sale of our Allied Healthcare division in December 2013. SELECTED CASH FLOW INFORMATION (Unaudited) (In thousands) Three Months Ended Nine Months Ended September 30, June… …million in the third quarter of 2013. Interest ”
“D EQUITY $ 51,216 $ 48,476 AMEREN CORPORATION (AEE) CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited, in millions) Six Months Ended June 30, 2026 2025 Cash Flows From Operating Activities:… …capacity from new and potential new custom”
“s of Cash Flows (Unaudited, in millions) Twelve Months Ended December 31, 2025 2024 CASH FLOWS FROM OPERATING… …Networks, Inc. (NYSE: ANET), an industry leader in data-driven, client-to-cloud networking for large AI, data center, campus, and ro”
“ … …share data and totals may be impacted by rounding. IS - 7 DOVER CORPORATION QUARTERLY CASH FLOW AND FREE CASH FLOW (NON-GAAP) (unaudited)(in thousands) Quarterly Cash Flow 2026 2025 Q1 Q2 Q3 Q3 YTD Q1 Q2 Q3 Q3 … …actions taken this year, set ”
CRA International, Inc. (CRAI)
“ $ 678,477 $ 628,873 7 CRA INTERNATIONAL, INC. CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (IN THOUSANDS) Fiscal Year-to-Date Period Ended July 4, 2026 June 28, 2025 Operating… …presented in this press release is provided in the fin”
“6 $ ( 0.05 ) Diluted $ 0.33 … …239,276 116,578 CASH FLOWS FROM INVESTING ACTIVITIES Developments and capital expenditures ( 80,429 ) ( 62,256 ) Acquisitions of real ”
United States Lime & Minerals Inc (USLM)
“STATES LIME & MINERALS REPORTS SECOND QUARTER 2026 RESULTS AND DECLARES REGULAR QUARTERLY CASH DIVIDEND Dallas, Texas, July 29, 2026 - United States Lime & Minerals, Inc. (NASDAQ: USLM) today reported second… …not statements of historical fact are fo”
“ Millions 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr Full Year 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr YTD CASH FLOW INFORMATION Cash flows from operating activities Net income (loss) 2,849 1,971 1,726 1,442 7,988… …(35) Repurchase of company common stock (1,”
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