Inferra AI / Company / BSBR

Banco Santander Brasil

BSBR · Financials

Last earnings Sep 1, 2026

Key results

Total revenuequarter

$ 41.9 billion

Total revenues reached R$ 41.9 billion in the period, up 0.6% compared to the first half of 2025.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Growthquarter

up 0.6%

Total revenues reached R$ 41.9 billion in the period, up 0.6% compared to the first half of 2025.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

AI analysis

Q2 2026 · reported Sep 1, 2026

Based on: Earnings release — transcript not held

Total revenue · Q2 2026
$ 41.9B
6-K · Sep 1, 2026

Headline figures

MetricQ2 2026Prior qtrYear ago
Total revenue$ 41.9 billion——
Growthup 0.6%——

6-K · Sep 1, 2026

Guidance · company-stated

No guidance located in the held release

Outlook statement

“Throughout the quarter, the Fed began signaling a less favorable inflation outlook, with higher inflation projections and less conviction regarding a potential resumption of the rate-cutting cycle, particularly following the energy shock, which added further upside risks to the scenario.”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

2 - - - - (1,186,629) - 894,329 - - - - (292,300) - (292,300) Pension Contracts - - - - - - - 9,728 - - 9,728 - 9,728 Gain and loss - Cash flow and investment hedge - - - - - - - - - (349,559) (349,559) - (349,559) Dividends and Interest on Equity 11.

d - - - 161,885 - - - - - - 161,885 - 161,885 Prescribed Dividends 11.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Banco Santander Brasil Q2 2026 — Total revenues reached R$ 41.9 billion in the period, up 0.6% compared to the first half of 2025.

Based on: Earnings release — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

2 - - - - (1,186,629) - 894,329 - - - - (292,300) - (292,300) Pension Contracts - - - - - - - 9,728 - - 9,728 - 9,728 Gain and loss - Cash flow and investment hedge - - - - - - - - - (349,559) (349,559) - (349,559) Dividends and Interest on Equity 11.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

d - - - 161,885 - - - - - - 161,885 - 161,885 Prescribed Dividends 11.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Cash Flows from Investing Activities Investments (2,627,174) (1,624,050) Increase in Subsidiaries - (7,500) Fixed Assets (tangible) (1,434,252) (505,844) Intangible Assets (860,712) (883,643) Non-Current Assets Held for Sale (332,210) (227,063) Disposal 700,307 395,738 Tangible Assets 261,370 236,338 Intangible Assets 85,795 92,401 Non-Current Assets Held For Sale 353,142 66,999 Dividends and Interest on Capital Received 168,462 1,736,997 Total Net Cash Flows from Investing Activities (2) (1,758,405) 508,685 3.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

The product ensures the full repayment of the outstanding loan balance in the event of the death of the borrower or members of a solidarity lending group, preventing the debt from being transferred to the remaining members and strengthening protection for microentrepreneurs.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

a 245,076,847 262,407,149 Debt instruments 105,623,829 95,546,026 Equity instruments 5,447,165 4,862,393 Derivatives 18 27,134,022 65,590,206 Loans and advances to customers 5,290,448 6,413,587 Balances with the Brazilian Central Bank 101,581,383 89,994,937 Financial Assets Measured At Fair Value Through Other Comprehensive Income 3.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

a 62,079,150 69,446,583 Debt instruments 62,076,982 69,354,220 Equity instruments 2,168 92,363 Financial Assets Measured At Amortized Cost 3.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Strategy & priorities

The first half of 2026 was marked by the continued execution of our strategy, maintaining customer centricity as a fundamental element of value creation.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

The result demonstrates the growing contribution of service businesses to recurring revenue generation and reinforces our diversification strategy.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

This growth remained below inflation in the period, demonstrating disciplined cost management and a continued focus on the efficient allocation of resources.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

We remain committed to delivering sustainable long-term results, supported by a more diversified operation, disciplined capital and risk management, and a continuous focus on offering the best solutions and experiences to our customers .

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Strategy and Rating Agencies For information regarding the Bank's strategy and ratings with rating agencies, please see the Earnings Report available at www.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Risks & headwinds

IFRS 20 Regulatory Assets and Regulatory Liabilities establishes requirements for the recognition, measurement, presentation, and disclosure of regulatory assets and liabilities arising from certain types of tariff regulation.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

The standard aims to provide more relevant and comparable information on the effects of tariff regulation on the financial statements of entities subject to this regulatory environment.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Committee projections remain divided between further interest rate hikes and some degree of monetary easing, reflecting the high level of uncertainty surrounding the outlook, now further reinforced by Kevin Warsh s appointment as Chair of the institution..

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Nevertheless, the outlook remains surrounded by uncertainty.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

As a result, the risk of further disruptions to oil supply continues to be present, keeping price volatility elevated and maintaining uncertainty regarding its potential effects on inflation and global economic growth..

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Overall, the global environment remained in a wait-and-see mode, as the interest rate outlook became subject to greater uncertainty in the face of an adverse supply shock.

SEC original ↗Banco Santander Brasil — Earnings release (6-K report)6-KSep 1, 2026

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Documents

Filings

34 documents

Earnings releases

0 documents

No earnings releases for Banco Santander Brasil are held in this edition of the library.

Presentations

0 documents

No presentations for Banco Santander Brasil are held in this edition of the library.

Transcripts

0 documents

No transcripts for Banco Santander Brasil are held in this edition of the library.

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