Inferra AI / Company / BOKF

Bok Financial Corp

BOKF · Financials

Last earnings Oct 19, 2026

Key results

Net incomequarter

$159.9 million

Third quarter 2026 financial highlights 1 Net Income Net income was $159.9 million, or $2.64 per diluted share, compared to $176.5 million, or $2.92 per diluted share.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Prior quarter net income would have been $156.5 million, or $2.59 per diluted share, excluding the net gain related to the exchange of Visa B shares and the loss from repositioning of the available-for-sale securities portfolio.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Revenuequarter

$188.0 million

Fees Commissions Revenue Fees and commissions revenue was $188.0 million compared to $202.0 million in the prior quarter.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Production revenuequarter

0.06%

Production revenue as a percentage of production volume decreased 77 basis points to 0.06%.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Combined net interest income and fee revenue totaled $241.2 million, consistent with the prior quarter.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

8 BOK Financial Corporation quarterly earnings release Exhibit 99.1(a) Consumer Banking contributed $14.5 million to net income before taxes in the third quarter of 2026, largely unchanged from the prior quarter.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Combined net interest income and fee revenue totaled $95.8 million, consistent with the prior quarter.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Wealth Management contributed $28.8 million to net income before taxes in the third quarter of 2026, a decrease of $6.1 million compared to the second quarter of 2026.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

AI analysis

Latest earnings event · reported Oct 19, 2026

Based on: Earnings release + Earnings deck + parent 8-K — transcript not held

Revenue ·

$188.0M

-6.9% -$14M vs prior quarter computed from stated figures

EX-99 · Oct 19, 2026

Diluted EPS ·

$2.64

EX-99 · Oct 19, 2026

Net income ·

$159.9M

EX-99 · Oct 19, 2026

The quarter in charts

Revenue — quarterly

As stated

EX-99 · Oct 19, 2026 Statement values as stated in the release.

Headline figures

Metric	Latest earnings event	Prior qtr	Year ago
Net income	$159.9 million	—	—
Revenue	$188.0 million	$202.0 million	—
Production revenue	0.06%	—	—

EX-99 · Oct 19, 2026

Guidance · company-stated

No guidance located in the held release

Outlook statement

“An improvement in economic forecast assumptions, primarily GDP growth and lower unemployment, compared to the prior quarter was offset by the impact of loan growth during the quarter.”

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Average other borrowings increased $241 million, while average funds purchased and repurchase agreements decreased $145 million.

The cost of other borrowings increased 2 basis points to 3.90%, while the cost of funds purchased and repurchase agreements decreased 2 basis points to 3.07%.

What changed vs last quarter

Revenue -$14M (-6.9%) computed from stated figures

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

BOK Financial Corporation reports quarterly earnings of $160 million, or $2.64 per share, in the third quarter

Based on: Earnings release + Earnings deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Average other borrowings increased $241 million, while average funds purchased and repurchase agreements decreased $145 million.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

The cost of other borrowings increased 2 basis points to 3.90%, while the cost of funds purchased and repurchase agreements decreased 2 basis points to 3.07%.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

30, 2026 June 30, 2026 Common equity Tier 1 4.50 % 2.50 % 7.00 % 12.73 % 12.89 % Tier 1 capital 6.00 % 2.50 % 8.50 % 12.73 % 12.89 % Total capital 8.00 % 2.50 % 10.50 % 14.43 % 14.67 % Tier 1 leverage 4.00 % N A 4.00 % 9.95 % 9.81 % Tangible common equity ratio 1 9.16 % 9.61 % Common stock repurchased (shares) 2,519 Average price per share repurchased $ $ 129.89 The company's common equity Tier 1 capital ratio was 12.73% at September 30, 2026.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

No shares of common stock were repurchased during the third quarter of 2026.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

The company repurchased 2,519 shares of common stock at an average price of $129.89 per share in the second quarter of 2026.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

We view buybacks opportunistically, but within the context of maintaining our strong capital position.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Strategy & priorities

p $646 million 2 bps $129.3 billion LOAN GROWTH NET CHARGE-OFFS (TTM) AUMA CEO Commentary Stacy Kymes, President and CEO, stated, We delivered another strong quarter, with $646 million of loan growth, 11.5% year-over-year loan growth, continued expansion in core net interest income, and peer-leading credit outcomes.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Excluding deferred compensation, personnel expenses increased $6.5 million Regular compensation increased $3.2 million, largely reflecting strategic investments in talent for revenue producers Cash-based incentive compensation increased $1.2 million, primarily related to higher loan production during the quarter Employee benefit costs increased $1.1 million.

SEC original ↗Bok Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 19, 2026

Risks & headwinds

Higher rates created headwinds for mortgage banking and fixed-income trading this quarter, but we view those businesses through the cycle, where they provide an important source of diversification to our overall earnings profile.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

These various forward-looking statements are not guarantees of future performance and involve certain risks, uncertainties, and assumptions which are difficult to predict with regard to timing, extent, likelihood and degree of occurrence.

SEC original ↗Bok Financial Corp — Earnings release (8-K exhibit)EX-99Oct 19, 2026

Documents

Earnings deck slides

0 decks with slide view

Bok Financial Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors