Inferra AI / Company / BHRB

Burke & Herbert Financial Services Corp.

BHRB · Financials

Last earnings Oct 22, 2026

Key results

Net incomequarter

$29.7 million

Q3 2025 Highlights For the quarter, net income applicable to common shares totaled $29.7 million, and diluted earnings per common share ( EPS ) was $1.97.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

EPSquarter

$1.97

Q3 2025 Highlights For the quarter, net income applicable to common shares totaled $29.7 million, and diluted earnings per common share ( EPS ) was $1.97.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

For the quarter ended June 30, 2025, net income applicable to common shares totaled $29.7 million, and diluted EPS was $1.97.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Results of Operations Third Quarter 2025 compared to Second Quarter 2025 The Company reported third quarter 2025 net income applicable to common shares of $29.7 million, or $1.97 per diluted common share, compared to second quarter 2025 net income applicable to common shares of $29.7 million, or $1.97 per diluted common share.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

AI analysis

Q3 2025 · reported Oct 23, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-Q — transcript not held

EPS · Q3 2025

$1.97

EX-99 · Oct 23, 2025

Net income · Q3 2025

$29.7M

EX-99 · Oct 23, 2025

Headline figures

Metric	Q3 2025	Prior qtr	Year ago
Net income	$29.7 million	—	—
EPS	$1.97	—	—

EX-99 · Oct 23, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividendfull year$0.55

Announces Third Quarter 2025 Results and Declares Common Stock Dividend For Immediate Release October 23, 2025 Alexandria, VA Burke Herbert Financial Services Corp.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Q3 2025 Highlights For the quarter, net income applicable to common shares totaled $29.7 million, and diluted earnings per common share ( EPS ) was $1.97

Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Announces Third Quarter 2025 Results and Declares Common Stock Dividend For Immediate Release October 23, 2025 Alexandria, VA Burke Herbert Financial Services Corp.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

(the Company or Burke Herbert ) (Nasdaq BHRB) reported financial results for the quarter year ended September 30, 2025, and disclosed that, at its meeting on October 23, 2025, the board of directors declared a $0.55 per share regular cash dividend to be paid on December 1, 2025, to shareholders of record as of the close of business on November 14, 2025.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Total liquidity, including all available borrowing capacity with cash and cash equivalents, totaled $4.3 billion at the end of the third quarter.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

With over 75 branches across Delaware, Kentucky, Maryland, Virginia, and West Virginia, Burke Herbert Bank Trust Company offers a full range of business and personal financial solutions designed to meet customers banking, borrowing, and investment needs.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

As a community banking institution, we are headquartered in Old Town Alexandria, Virginia, and have served the banking, borrowing and investing needs of businesses, organizations, families, and individuals since 1852.

SEC original ↗Burke & Herbert Financial Services Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

The Company redeemed $30 million of subordinated debt on September 30, 2025.

SEC original ↗Burke & Herbert Financial Services Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

Strategy & priorities

Boyle, Company Chair and Chief Executive Officer Our solid results reflect the teamwork in executing our strategy to be trusted advisors to our customers and to expand into attractive markets where we deliver our full suite of products and services.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

1 Period-end total gross loans were $5.6 billion at September 30, 2025, a decrease of $31.0 million from June 30, 2025, as the Company exited approximately $80.0 million of non-strategic loans while originating $228.9 million of new, relationship-based loan commitments.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

We strive to be your quintessential community bank that delivers extraordinary experiences and top-quartile results, while staying true to our values and remaining focused on what we can control.

SEC original ↗Burke & Herbert Financial Services Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

In line with our overall strategy, we are focused on commercial & industrial loan growth and greater portfolio granularity 9 Security Portfolio as of 3Q25 ($ in 000s) U.

SEC original ↗Burke & Herbert Financial Services Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

In October 2023, the FASB issued ASU 2023-06, Disclosure Improvements: Codification Amendments in Response to the SEC s Disclosure Update and Simplification Initiative .

SEC original ↗Burke & Herbert Financial Services Corp. — 10-Q Quarterly report10-QAug 7, 2026

Risks & headwinds

Forward looking statements are typically identified by such words as believe, expect, anticipate, intend, outlook, estimate, forecast, project, will, should, and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Furthermore, because forward looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those indicated in or implied by such forward-looking statements because of a variety of factors, many of which are beyond the control of the Company.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Accordingly, you should consider all of these risks, uncertainties and other factors carefully in evaluating all such forward-looking statements made by the Company and not place undue reliance on forward-looking statements.

SEC original ↗Burke & Herbert Financial Services Corp. — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Legal Proceedings 86 Item 1A.

SEC original ↗Burke & Herbert Financial Services Corp. — 10-Q Quarterly report10-QAug 7, 2026

Documents

Earnings deck slides

0 decks with slide view

Burke & Herbert Financial Services Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors