Inferra AI / Company / BCS

Barclays

BCS · Financials

Last earnings Oct 22, 2026

AI analysis

Latest earnings event · reported Oct 22, 2026

Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held

No extracted figures held

The event-summary record for this company carries no extracted figures, so the brief and charts cannot be drawn yet. The summary below and the held documents are the record for this event.

Guidance · company-stated

Direction: Raised

Company outlook

“5% ) reflecting broadly stable income a nd 14 % higher costs reflecting the Best Egg acquisition (Q326 first full quarter of Best Egg costs) Barclays PLC 6 Performance Highlights Group financial targets and guidance 1 2026 Returns Group RoTE of greater than 12% 4 Capital returns 2 plan to return at least 10bn of capital to shareholders between 2024 and 2026, through dividends and share buybacks, with a continued preference for buybacks Progressive increase in total capital returns versus 2025 Share buybacks announced quarterly Dividends to be paid semi-annually, including planned 2bn dividend for 2026 Income Group total income of c.”

Classified from the release's primary full-year outlook statement.

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

EPS12%
Growthup 18 %
Growthup 14%
Basic EPS11.9%

Barclays PLC 4 Performance Highlights Barclays delivered a return on equity (RoE) of 10.1% and return on tangible equity (RoTE) of 11.7% in Q326, announced a 500m share buyback, and is on track to deliver its 2026 and 2028 targets Q326 Group RoE of 10.1 % (Q325 9.2 %) and Q326 YTD Group RoE of 11.9 % (Q325 YTD 10.7 %) Q326 Group RoTE of 11.7% (Q325 10.6% ) and Q326 YTD Group RoTE of 13.8% (Q325 YTD 12.3% ), on track to deliver greater than 12% in 2026 Q326 EPS of 12.3p , up 18 % year-on-year and 43.0p in Q326 YTD, up 23 % year-on-year UK loan growth of 7% year-on-year 1 , with UK Corporate Bank up 14% 28bn of the planned c.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

This document does not update or otherwise supplement the information contained in the previously published Results Announcement

Based on: Earnings release (6-K exhibit) + parent 6-K — transcript not held

Guidance & outlook

Direction: Raised

Company outlook: “5% ) reflecting broadly stable income a nd 14 % higher costs reflecting the Best Egg acquisition (Q326 first full quarter of Best Egg costs) Barclays PLC 6 Performance Highlights Group financial targets and guidance 1 2026 Returns Group RoTE of greater than 12% 4 Capital returns 2 plan to return at least 10bn of capital to shareholders between 2024 and 2026, through dividends and share buybacks, with a continued preference for buybacks Progressive increase in total capital returns versus 2025 Share buybacks announced quarterly Dividends to be paid semi-annually, including planned 2bn dividend for 2026 Income Group total income of c.”

Company outlook — Raised (“increase”)
“5% ) reflecting broadly stable income a nd 14 % higher costs reflecting the Best Egg acquisition (Q326 first full quarter of Best Egg costs) Barclays PLC 6 Performance Highlights Group financial targets and guidance 1 2026 Returns Group RoTE of greater than 12% 4 Capital returns 2 plan to return at least 10bn of capital to shareholders between 2024 and 2026, through dividends and share buybacks, with a continued preference for buybacks Progressive increase in total capital returns versus 2025 Share buybacks announced quarterly Dividends to be paid semi-annually, including planned 2bn dividend for 2026 Income Group total income of c.”

Classified from the release's primary full-year outlook statement.

Capital allocation

Barclays PLC 4 Performance Highlights Barclays delivered a return on equity (RoE) of 10.1% and return on tangible equity (RoTE) of 11.7% in Q326, announced a 500m share buyback, and is on track to deliver its 2026 and 2028 targets Q326 Group RoE of 10.1 % (Q325 9.2 %) and Q326 YTD Group RoE of 11.9 % (Q325 YTD 10.7 %) Q326 Group RoTE of 11.7% (Q325 10.6% ) and Q326 YTD Group RoTE of 13.8% (Q325 YTD 12.3% ), on track to deliver greater than 12% in 2026 Q326 EPS of 12.3p , up 18 % year-on-year and 43.0p in Q326 YTD, up 23 % year-on-year UK loan growth of 7% year-on-year 1 , with UK Corporate Bank up 14% 28bn of the planned c.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

5 Q326 YTD total capital return includes the 500m buyback announced at Q126 Results, the 1.0bn buyback and c.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

0.8bn dividend announced at H126 Results and the 500m buyback announced at Q326 Results.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

18.4bn and Barclays UK cost income ratio of high 40s% 2028 Returns Group RoTE of greater than 14% 4 Capital returns 2 plan to return greater than 15bn of capital to shareholders between 2026 and 2028, through dividends and share buybacks.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Other equity instrument holders (741) (739) (254) (255) Attributable profit 5,837 4,980 17 1,646 1,457 13 Performance measures Return on average shareholders' equity 11.9% 10.7% 10.1% 9.2% Return on average tangible shareholders' equity 13.8% 12.3% 11.7% 10.6% Average shareholders' equity ( bn) 65.2 62.3 65.3 63.3 Average tangible shareholders' equity ( bn) 56.6 54.0 56.4 55.1 Cost income ratio 57% 59% 62% 63% Loan loss rate (bps) 55 53 43 57 Basic earnings per ordinary share 43.0p 35.1p 23 12.3p 10.4p 18 Dividend per ordinary share 5.9p 3.0p Share buybacks announced ( m) 2,000 1,500 33 500 500 Total payout equivalent per share c.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Barclays PLC 10 Group Finance Director's Review Group funding and liquidity (continued) Wholesale funding outstanding, excluding repurchase agreements, was 229.5bn (December 2025 220.1bn) The Group issued 9.9bn equivalent of minimum requirement for own funds and eligible liabilities (MREL) instruments from Barclays PLC (the Parent company), completing the targeted 2026 MREL issuance plan within H126.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Strategy & priorities

Best Egg is a leading US direct-to-consumer personal loan origination platform focused on prime borrowers GoHenry acquisition On 1 October 2026, Barclays Bank UK PLC completed the acquisition of GoHenry, a money management platform for children and young people in the UK.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Key business updates include Launched booking centre in Singapore in Q326, combining local booking capabilities with access to Barclays global offering across private banking, lending, investments and wealth planning Launched Planning and Advice service and removed Direct Investing customer fees in Q226, reflecting continued focus on enhancing client offering and supporting long-term growth P BWM delivered a RoE of 23.4 % ( Q325 YTD 28.5 %) and a RoTE of 25.4% (Q325 YTD 30.9% ) , reflecting higher costs from ongoing investment to support future growth and efficiency strategy, and a higher impairment charge.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Key business updates include Completed the American Airlines portfolio exit and the acquisition of Best Egg in Q226, strengthening our multi-product digital-only US Consumer Bank and increasing our ability to serve a wider range of customer borrowing needs Announced a strategic partnership with Samsung in Q226 under which Barclays is the contracted provider for a range of financial products through Samsung's digital wallet ecosystem, extending access to customers through digital channels U SCB delivered a RoE of 16.4 % ( Q325 YTD 8.1 %) and a RoTE of 19.9% (Q325 YTD 9.4% ), reflecting a c.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

NII increased 13 % to 2,304m including business growth, repricing initiatives and change in portfolio mix.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Risks & headwinds

A reconciliation is provided on page 52 Group operating costs represents group operating expenses excluding UK regulatory levies and litigation and conduct charges.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

550m of cost efficiency savings and foreign exchange movements Litigation and conduct charges of 92m (Q325 YTD 342m) primarily reflected a 105m increase in the provision for the UK Financial Conduct Authority (FCA) motor finance redress scheme in Q126.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

By their nature, forward-looking statements involve risk and uncertainty because they relate to future events and circumstances.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

In Q326, the Upper Tribunal ordered a suspension of parts of the redress scheme following four legal challenges to the FCA s final rules.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

The legal challenges are to be heard by the Upper Tribunal in Q127.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

These challenges will delay and may otherwise affect the implementation of the redress scheme although the FCA has indicated a willingness to consider how, despite such challenges, firms may be able to pay redress in line with its proposed scheme to certain cohorts of eligible customers in advance of the Upper Tribunal hearing.

SEC original ↗Barclays — Earnings release (6-K exhibit)EX-99Oct 22, 2026

Documents

Earnings deck slides

6 decks with slide view

Barclays — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Barclays — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Slide history — recurring slides by stated title

Slides are matched across this company’s decks by their stated title only; a title listed here appeared in more than one held deck.

Barclays PLC — Oct 22, 2026 · slide 1 · Oct 22, 2026 · slide 1 · Oct 22, 2026 · slide 1

Analysis of Barclays UK — Oct 22, 2026 · slide 23 · Oct 22, 2026 · slide 18

Appendix: Non-IFRS Performance Measures — Oct 22, 2026 · slide 48 · Oct 22, 2026 · slide 41

Barclays Group — Oct 22, 2026 · slide 21 · Oct 22, 2026 · slide 16

Barclays Group results — Oct 22, 2026 · slide 6 · Oct 22, 2026 · slide 5

Barclays Investment Bank — Oct 22, 2026 · slide 16 · Oct 22, 2026 · slide 12

Barclays Private Bank and Wealth — Oct 22, 2026 · slide 14 · Oct 22, 2026 · slide 20

Barclays UK — Oct 22, 2026 · slide 9 · Oct 22, 2026 · slide 8

Barclays UK Corporate Bank — Oct 22, 2026 · slide 12 · Oct 22, 2026 · slide 10

Barclays US Consumer Bank — Oct 22, 2026 · slide 18 · Oct 22, 2026 · slide 14

Condensed consolidated balance sheet (unaudited) — Oct 22, 2026 · slide 46 · Oct 22, 2026 · slide 39

Condensed consolidated income statement (unaudited) — Oct 22, 2026 · slide 45 · Oct 22, 2026 · slide 38

Condensed consolidated statement of changes in equity (unaudited) — Oct 22, 2026 · slide 47 · Oct 22, 2026 · slide 40

Credit Risk — Oct 22, 2026 · slide 31 · Oct 22, 2026 · slide 26

Group Finance Director's Review — Oct 22, 2026 · slide 7 · Oct 22, 2026 · slide 6

Head Office — Oct 22, 2026 · slide 20 · Oct 22, 2026 · slide 15

Income over average RWAs — Oct 22, 2026 · slide 55 · Oct 22, 2026 · slide 48

Loan loss rates — Oct 22, 2026 · slide 52 · Oct 22, 2026 · slide 45

Notes — Oct 22, 2026 · slide 2 · Oct 22, 2026 · slide 2

Performance Highlights — Oct 22, 2026 · slide 3 · Oct 22, 2026 · slide 3

Performance Management — Oct 22, 2026 · slide 29 · Oct 22, 2026 · slide 24

Results by Business — Oct 22, 2026 · slide 10 · Oct 22, 2026 · slide 9

Returns — Oct 22, 2026 · slide 49 · Oct 22, 2026 · slide 42

Shareholder Information — Oct 22, 2026 · slide 57 · Oct 22, 2026 · slide 50

Tangible net asset value per share — Oct 22, 2026 · slide 56 · Oct 22, 2026 · slide 49

Treasury and Capital Risk — Oct 22, 2026 · slide 40 · Oct 22, 2026 · slide 33

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

66 documents

Earnings releases

2 documents

Presentations

8 documents

Transcripts

0 documents

No transcripts for Barclays are held in this edition of the library.

Mentioned by

8 companies

Other tracked companies whose held documents mention Barclays by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.