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Beacon Financial Corp

BBT · Financials

Last earnings Oct 21, 2026

Key results

Net incomequarter

$22.0 million

net income of $22.0 million, or $0.25 per basic and diluted share, for the second quarter of 2025, and $20.1 million, or $0.23 per basic and diluted share, for the third quarter of 2024.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Total revenuequarter

$ 132.6

5 $m, except per share amts GAAP Non-Core Operating GAAP Non-Core Operating Net interest income 132.6$ -$ 132.6$ 71.7$ -$ 71.7$ Noninterest income 12.3 - 12.3 8.5 - 8.5 Security gains (losses) - - - - - - Total Revenue 144.9 - 144.9 80.2 - 80.2 Noninterest expense 79.8 - 79.8 40.6 - 40.6 Amortization of intangibles 3.6 - 3.6 2.7 - 2.7 Merger expense 51.9 (51.9) - 39.7 (39.7) - Pretax, Preprov.

SEC original ↗Beacon Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 29, 2025

AI analysis

Q3 2025 · reported Oct 29, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Net income · Q3 2025
$22.0M
EX-99 · Oct 29, 2025
Total revenue · Q3 2025
$ 132.6
EX-99 · Oct 29, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$22.0 million——
Total revenue$ 132.6——

EX-99 · Oct 29, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

EPS$38.5M
Operating EPS$0.44
Quarterly dividend$0.3225
Dividend$0.3225
Quarterly EPS$0.64
Quarterly Operating EPS$0.3225

Net Loss of $(56.3) million, EPS of $(0.64) Operating Earnings of $38.5 million, Operating EPS of $0.44 Quarterly Dividend of $0.3225 BOSTON -- October 29, 2025 -- Beacon Financial Corporation (NYSE BBT) (the Company ) today announced a net loss of $(56.3) million, or $(0.64) per basic share, for the third quarter of 2025, compared to net income of $22.0 million, or $0.25 per basic and diluted share, for the second quarter of 2025, and $20.1 million, or $0.23 per basic and diluted share, for the third quarter of 2024.

Company-stated claims

Mar 2, 2026

Historical · increased 112.6% · subscribers_users

“Core deposits, which include demand checking, NOW, non-payroll money market and savings accounts, increased 112.6% to $13.1 billion as of December 31, 2025 from $6.1 billion at December 31, 2024.”

10-K · Mar 2, 2026
General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Beacon Financial Corporation Announces Third Quarter Results Reflecting One-Time Costs Associated with the Merger of Equals between Berkshire Hills

Based on: Earnings release + Q3 2025 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Net Loss of $(56.3) million, EPS of $(0.64) Operating Earnings of $38.5 million, Operating EPS of $0.44 Quarterly Dividend of $0.3225 BOSTON -- October 29, 2025 -- Beacon Financial Corporation (NYSE BBT) (the Company ) today announced a net loss of $(56.3) million, or $(0.64) per basic share, for the third quarter of 2025, compared to net income of $22.0 million, or $0.25 per basic and diluted share, for the second quarter of 2025, and $20.1 million, or $0.23 per basic and diluted share, for the third quarter of 2024.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

DIVIDEND DECLARED The Company s Board of Directors approved a dividend of $0.3225 per share for the quarter ended September 30, 2025.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Dividend payments may not be consistent and average yield on equity securities may vary from month to month.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

2 3 ($0.64) Quarterly GAAP EPS $0.44 (1) Quarterly Operating EPS $0.3225 Quarterly Dividend Per Share Successfully closed the merger of equals (the Merger ) of Brookline and Berkshire.

SEC original ↗Beacon Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 29, 2025

Borrowings declined $633.9 million.

SEC original ↗Beacon Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 29, 2025

Strategy & priorities

Carlson Beacon Financial Corporation Chief Financial and Strategy Officer (617) 425-5331 carl.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Risks & headwinds

Forward-looking statements involve risks and uncertainties which are difficult to predict.

SEC original ↗Beacon Financial Corp — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The economy continues to perform well, however many businesses remain tentative due to tariffs and the general level of uncertainty, particularly with regard to the predictability of construction costs.

SEC original ↗Beacon Financial Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 29, 2025

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials
Documents

Filings

30 documents

Earnings releases

17 documents

Presentations

0 documents

No presentations for Beacon Financial Corp are held in this edition of the library.

Transcripts

0 documents

No transcripts for Beacon Financial Corp are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention Beacon Financial Corp by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.