Inferra AIResearch Tools

Inferra AI / Company / BANC

Banc Of California, Inc.

BANC · Financials

Last earnings Oct 27, 2026

Key results

EPSquarter

$0.46

Diluted Earnings per Share of $0.46 ,

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Net incomequarter

$73.1 million

The Company reported net earnings available to common and equivalent stockholders of $73.1 million , or $0.46 per diluted common share, for the third quarter of 2026 , compared to $59.7 million , or $0.38 per diluted common share for the t hird quarter of 2025 .

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Revenuequarter

6%

Compared to the first quarter, before the repositioning, diluted earnings per share increased 18% , total revenue increased 6% and pre-tax pre- provision income increased 12% .

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Growthquarter

up 21%

Third Quarter 2026 Financial Highlights The second quarter strategic balance sheet repositioning contributed to increased third quarter earni ngs, with diluted earnings per share of $0.46 , up 21% from $0.38 year-over-year.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Total revenuequarter

$303.8 million

Total revenue of $303.8 million , up 6% year-over-year, and pre-tax pre-provision income (1) of $118.4 million , up 16% year- over-year, while noninterest expense of $185.4 million remained flat year-over-year.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Dividendquarter

$29.3 million

The decrease in total stockholders equity for the third quarter resulted primarily from an increase in th e aggregate un realized net after-tax loss in AOCI for AFS securities of $116.1 million and common and preferred stock dividends of $29.3 million , offset partially by net earnings of $83.1 million .

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Diluted EPS up $0.07 or 18% from 1Q pre-restructuring earnings baseline 11.93% ROATCE (1) up 202 bps from 1Q Net interest income of $272mm, up 9% QoQ Positive Operating Leverage $118mm PTPP(1)

SEC original ↗Banc Of California, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026

Revenue increased 6% YoY while noninterest expense remained essentially flat 3.34% Net interest margin up 21 bps QoQ Yield on earning assets up 25 bps Strong Deposit Growth 8% Average deposit growth QoQ annualized

SEC original ↗Banc Of California, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026

AI analysis

Q3 2026 · reported Oct 27, 2026

Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held

Total revenue · Q3 2026
$303.8M
EX-99 · Oct 27, 2026
EPS · Q3 2026
$0.46
EX-99 · Oct 27, 2026
Net income · Q3 2026
$73.1M
EX-99 · Oct 27, 2026
Dividend · Q3 2026
$29.3M
EX-99 · Oct 27, 2026

Headline figures

MetricQ3 2026Prior qtrYear ago
EPS$0.46——
Net income$73.1 million——
Revenue6%19%—
Growthup 21%——
Total revenue$303.8 million——
Dividend$29.3 million——

EX-99 · Oct 27, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Dividend$2.8M
Net income$83.1M

This increase was primarily driven by the $17.7 million increase in interest income on investment securities resulting from the strategic balance sheet repositioning during the second quarter and reinvestment into higher-yielding assets, including a $2.8 million special dividend received on FHLB stock.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

EX99.1_9.30.26 ER 1 Third Quarter 2026 Results Press Release Banc of

Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

This increase was primarily driven by the $17.7 million increase in interest income on investment securities resulting from the strategic balance sheet repositioning during the second quarter and reinvestment into higher-yielding assets, including a $2.8 million special dividend received on FHLB stock.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

The increase was primarily driven by a $53.8 million decrease in interest expense on deposits due to lower interest rates following federal funds rate cuts in the second half of 2025, and a $30.6 million increase in interest income from investment securities reflecting the benefits of prior balance sheet repositioning and reinvestment activities, including $4.1 million of special dividends received on FHLB stock.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

The decrease in total stockholders equity for the third quarter resulted primarily from an increase in th e aggregate un realized net after-tax loss in AOCI for AFS securities of $116.1 million and common and preferred stock dividends of $29.3 million , offset partially by net earnings of $83.1 million .

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

For the nine-month period ended September 30, 2026 , the Company repurchased 1,709,935 shares of common and common equivalent stock at a weighted average price per share of $18.68 , or $31.9 million in the aggregate.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

As of September 30, 2026 , $82.6 million remained available under the current stock repurchase authorization, which expires in March 2027 .

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

(3) Ratio calculated by dividing dividends declared per common and equivalent share by basic earnings (loss) per common and equivalent share.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Strategy & priorities

Reports Third Quarter Diluted Earnings per Share of $0.46 , Up 21% Year Over Year Strategic Repositioning and Core Business Performance Drive Higher Earnings and Positive Operating Leverage Company Release 10 27 2026 Quarter Results $0.46 Diluted Earnings Per Share 6% Total Revenue Growth 16% Pre-Tax Pre-Provision Income Growth (1) 3.34% Net Interest Margin 6% Loan Annualized Growth 8% Deposit Average Annualized Growth LOS ANGELES, Calif.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

For the second quarter of 2026 , the Company reported a net loss available to common and equivalent stockholders of $251.3 million , or $(1.61) per diluted common share , reflecting the previously announced strategic balance sheet repositioning .

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Jared Wolff, Chairman CEO of Banc of California, commented, Our third quarter results demonstrate the stronger earnings foundation we have created through our second quarter strategic balance sheet repositioning and continued execution across our business.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

We are focused on building on this progress through deeper client relationships, disciplined loan growth, growth in relationship deposits and continued capital generation to deliver sustainable earnings growth and long-term shareholder value.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Third Quarter 2026 Financial Highlights The second quarter strategic balance sheet repositioning contributed to increased third quarter earni ngs, with diluted earnings per share of $0.46 , up 21% from $0.38 year-over-year.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Risks & headwinds

These statements are necessarily subject to risk and uncertainty and actual results could differ materially from those anticipated due to various factors, including those set forth from time to time in the documents filed or furnished by the Company with the Securities and Exchange Commission ( SEC ).

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

These statements are necessarily subject to risk and uncertainty and actual results could differ materially from those anticipated due to various factors, including those set forth from time to time in the documents filed or furnished by the Company with the Securities and Exchange Commission ("SEC").

SEC original ↗Banc Of California, Inc. — Presentation / slide deck (8-K exhibit)EX-99Oct 27, 2026

What changed vs prior quarter

Revenue — prior quarter passage and this quarter's passage are both cited.

SEC original ↗Banc Of California, Inc. — Earnings release (8-K exhibit)EX-99Oct 27, 2026

Documents

Earnings deck slides

0 decks with slide view

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Banc Of California, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Arthur J. Gallagher & Co. (AJG) FinancialsSun Life Financial (SLF) FinancialsRaymond James Financial (RJF) FinancialsAflac (AFL) FinancialsING Group (ING) FinancialsNorthern Trust (NTRS) FinancialsCincinnati Financial (CINF) FinancialsCoinbase (COIN) Financials

Filings

31 documents

Earnings releases

6 documents

Presentations

17 documents

Transcripts

0 documents

No transcripts for Banc Of California, Inc. are held in this edition of the library.

Mentioned by

1 company

Other tracked companies whose held documents mention Banc Of California, Inc. by name or ticker. A mention is counted once per document, from the document text the library holds.

See also the earnings calendar for every tracked company’s next earnings date.