Inferra AI / Company / AX
Axos Financial, Inc.
AX · Financials
Last earnings Oct 29, 2026
Key results
Net incomequarter
$112.4 million
Net income was $112.4 million and diluted earnings per share ( EPS ) was $1.94 for the quarter ended September 30, 2025.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
EPSquarter
$1.94
Net income was $112.4 million and diluted earnings per share ( EPS ) was $1.94 for the quarter ended September 30, 2025.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Net income for the quarter ended September 30, 2024 was $112.3 million and diluted EPS was $1.93.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
diluted EPS was $1.94 for the three months ended September 30, 2025, compared to
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
net income of $112.3 million and
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
diluted EPS of $1.93 for the three months ended September 30, 2024.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Stockholders equity increased $112.4 million, or 4.2%, to $2.8 billion at September 30, 2025 from $2.7 billion at June 30, 2025, primarily due to net income of $112.4 million.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
AI analysis
Q1 FY2026 · reported Oct 30, 2025
Based on: Earnings release + Q1 FY2026 deck + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q1 FY2026 | Prior qtr | Year ago |
|---|---|---|---|
| Net income | $112.4 million | $110.7 million | — |
| EPS | $1.94 | $1.92 | — |
Guidance · company-stated
No guidance located in the held release
“The provision for credit losses for the three months ended September 30, 2026, was primarily driven by certain individually assessed loans, partially offset by a benefit in the Commercial Real Estate portfolio and lower expected losses on unfunded lending commitments, both resulting from an improved macroeconomic outlook reflected in the forecast scenarios used in the allowance for credit losses model.”
Capital allocation
Borrowings, Subordinated Notes and Debentures 36 13.
At lease commencement, lease liabilities are recognized based on the present value of the remaining lease payments and discounted using the Company s incremental borrowing rate.
Event summary
Reports First Quarter Fiscal Year 2026 Results Axos Achieves Net Loan Growth of $1.6 billion Fueled by Verdant Acquisition LAS VEGAS, NV (BUSINESS WIRE) October 30, 2025 Axos
Based on: Earnings release + Q1 FY2026 deck + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
Borrowings, Subordinated Notes and Debentures 36 13.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
At lease commencement, lease liabilities are recognized based on the present value of the remaining lease payments and discounted using the Company s incremental borrowing rate.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
For designated fair value hedges, the change in the fair value of the derivative, offset by the change in the fair value attributable to the change in the associated benchmark interest rate of the hedged asset, is recognized in earnings each period in Interest and dividend income Investments and other on the Condensed Consolidated Statements of Income.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
Total consideration for the transaction was approximately $ 566.9 million, comprising $ 500.0 million to settle certain debt of Verdant, cash of $ 36.1 million (adjusted for net purchase price adjustments identified during the measurement period), and potential performance-based cash consideration ( Contingent Consideration ), which was determined to have a fair value of $ 30.8 million as of September 30, 2025.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
The carrying amount represents the estimated fair value for cash, cash equivalents and restricted cash, stock of regulatory agencies, interest-bearing deposits, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
For fixed rate loans, deposits, borrowings or subordinated debt and for variable rate loans, deposits, borrowings or subordinated debt with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
Strategy & priorities
Hedge accounting relationships, including the associated risk management objective and strategy, are formally documented at inception.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
Risks & headwinds
These and other risks and uncertainties detailed in Axos periodic reports filed with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the fiscal year ended June 30, 2025, could cause actual results to differ materially from those expressed or implied in any forward-looking statements.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
LEGAL PROCEEDINGS 64 ITEM 1A.
SEC original ↗Axos Financial, Inc. — 10-Q Quarterly report10-QApr 30, 2026
What changed vs prior quarter
Net income — prior quarter passage and this quarter's passage are both cited.
SEC original ↗Axos Financial, Inc. — Earnings release (8-K exhibit)EX-99Oct 30, 2025
Earnings deck slides
12 decks with slide viewAxos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Axos Financial, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
36 documents- Q3 2026
- 8-KAX
Oct 29, 2026
- Q2 2026
- 8-KAX
Sep 21, 2026
- 10-KAX
Aug 20, 2026
- 8-KAX
Aug 6, 2026
- 8-KAX
Jul 30, 2026
- 8-KAX
Jul 7, 2026
- Q1 2026
- 8-KAX
Jun 9, 2026
- 8-KAX
May 4, 2026
- 8-KAX
May 4, 2026
- 8-KAX
Apr 30, 2026
- 10-QAX
Apr 30, 2026
- 8-KAX
Apr 23, 2026
- EX-99AX
Apr 23, 2026
- Q4 2025
- 8-KAX
Mar 23, 2026
- 8-KAX
Feb 12, 2026
- EX-99AX
Feb 12, 2026
- 8-KAX
Feb 2, 2026
- 8-KAX
Jan 29, 2026
- 10-QAX
Jan 29, 2026
- 8-KAX
Jan 6, 2026
- Q3 2025
- 8-KAX
Dec 19, 2025
- 8-KAX
Nov 14, 2025
- 8-KAX
Nov 12, 2025
- 8-KAX
Oct 30, 2025
- 10-QAX
Oct 30, 2025
- Q2 2025
- 8-KAX
Sep 22, 2025
- EX-99AX
Sep 22, 2025
- 8-KAX
Sep 19, 2025
- 8-KAX
Sep 17, 2025
- EX-99AX
Sep 17, 2025
- 8-KAX
Sep 10, 2025
- 10-KAX
Aug 21, 2025
- 8-KAX
Aug 13, 2025
- 8-KAX
Jul 30, 2025
- 8-KAX
Jul 1, 2025
- EX-99AX
Jul 1, 2025
Earnings releases
9 documentsPresentations
25 documents
Transcripts
0 documentsNo transcripts for Axos Financial, Inc. are held in this edition of the library.
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