Inferra AI / Company / ASB

Associated Banc-Corp

ASB · Financials

Last earnings Oct 22, 2026

Key results

Net incomequarter

$122 Million

htm EX-99.1 Document Exhibit 99.1 NEWS RELEASE Investor Contact Ben McCarville, Senior Vice President, Director of Investor Relations 920-491-7059 Media Contact Andrea Kozek, Vice President, Public Relations Senior Manager 920-491-7518 Associated Banc-Corp Reports Third Quarter 2025 Net Income Available to Common Equity of $122 Million, or $0.73 per Common Share GREEN BAY, Wis.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

-- October 23, 2025 -- Associated Banc-Corp (NYSE ASB) ( Associated or Company ) today reported net income available to common equity ( earnings ) of $122 million, or $0.73 per common share, for the quarter ended September 30, 2025.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

3Q 2024 10.33% CET1 Ratio 12.94% Total Capital Ratio 10.26% Return on Average Equity 14.02% Return on Average Tangible Common Equity2 ASB reported net income available to common equity of $122 million, or $0.73 per common share 3 31.2 29.6 26.9 23.7 23.1 22.7 22.2 2021 2022 2023 2024 1Q25 2Q25 3Q25 $8.5 $9.8 $9.7 $10.6 $10.9 $11.3 $11.6 2021 2022 2023 2024 1Q25 2Q25 3Q25 Our Strategic Plan is Delivering Growth & Profitability1 1 All updates as of or for the period ended September 30, 2025 unless otherwise noted.

SEC original ↗Associated Banc-Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

AI analysis

Q3 2025 · reported Oct 23, 2025

Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-K — transcript not held

Net income · Q3 2025

$122M

EX-99 · Oct 23, 2025

Headline figures

Metric	Q3 2025	Prior qtr	Year ago
Net income	$122 Million	—	—

EX-99 · Oct 23, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

(f) Does not include repurchases related to tax withholding on equity compensation.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

These amounts compare to earnings of $108 million, or $0.65 per common share, for the quarter ended June 30, 2025 and earnings of $85 million, or $0.56 per common share, for the quarter ended September 30, 2024

Based on: Earnings release + Q3 2025 deck + parent 8-K + 10-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

(f) Does not include repurchases related to tax withholding on equity compensation.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Debt Service Coverage Ratio5 1.23x 2025 Remaining Maturities $155 million Central Business District vs.

SEC original ↗Associated Banc-Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

Perp Pref Stock, Srs F ASB PrF New York Stock Exchange 6.625% Fixed-Rate Reset Subordinated Notes due 2033 ASBA New York Stock Exchange SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Tax Cuts and Jobs Act of 2017 TCPA Telephone Consumer Protection Act TDR Troubled Debt Restructuring TILA Truth in Lending Act Special Note Regarding Forward-Looking Statements This document, including the documents that are incorporated by reference, contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Exchange Act.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Liquidity and interest rate risks, including the impact of capital market conditions and changes in monetary policy on our borrowings and net interest income.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Strategy & priorities

We've continued to see promising results driven by the strategic growth investments we ve made across our company, said President CEO Andy Harmening.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Our strategic plan puts us in a favorable position to grow and deepen our customer base, take market share, bolster capital, and improve our return profile all while maintaining the disciplined approach that helped get us here.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

(b) Announced initiatives include the loss on mortgage portfolio sale and loss on prepayment of FHLB advances as a result of balance sheet repositionings that the Corporation announced in the fourth quarter of 2024.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

SEC original ↗Associated Banc-Corp — Presentation / slide deck (8-K exhibit)EX-99Oct 23, 2025

Strategic and external risks, including economic, political, and competitive forces impacting our business.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Risks & headwinds

Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties.

SEC original ↗Associated Banc-Corp — Earnings release (8-K exhibit)EX-99Oct 23, 2025

Legal Proceedings 37 Item 4.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

These forward-looking statements involve risks and uncertainties that we may not be able to accurately predict or control and our actual results may differ materially from those we described in our forward-looking statements.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Legal, compliance, and reputational risks, including regulatory and litigation risks.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Credit Risks Changes and instability in economic conditions, geopolitical matters and financial markets could adversely impact our business, results of operations and financial condition.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

trade policies may adversely impact our business, financial condition, and results of operations.

SEC original ↗Associated Banc-Corp — 10-K Annual report10-KFeb 12, 2026

Documents

Earnings deck slides

0 decks with slide view

Associated Banc-Corp — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors