Inferra AI / Company / AMAL

Amalgamated Financial Corp.

AMAL · Financials

Last earnings Oct 22, 2026

Key results

Record net incomequarter

$36.4 million

Third Quarter 2026 Highlights Profitability and Revenue Record net income of $36.4 million, or $1.20 per diluted share.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Revenuequarter

$101.7 million

Record operating revenue of $101.7 million, or $3.36 per diluted share.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Earnings net incomequarter

$36.4 million

Third Quarter Earnings Net income was $36.4 million, or $1.20 per diluted share, compared to $34.8 million, or $1.15 per diluted share, for the prior quarter.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Net incomequarter

$0.7 million

The table below shows a pre-tax gain of $2.6 million related to non-core income items, $0.1 million of non-core pre-tax expense items, and $0.7 million in tax on notable items were excluded in the calculation of core net income in the third quarter of 2026.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

This was primarily offset by $36.4 million of net income.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

AI analysis

Q3 2026 · reported Oct 22, 2026

Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held

Revenue · Q3 2026
$101.7M
EX-99 · Oct 22, 2026
Diluted EPS · Q3 2026
$1.20
EX-99 · Oct 22, 2026
Record net income · Q3 2026
$36.4M
EX-99 · Oct 22, 2026
Earnings net income · Q3 2026
$36.4M
EX-99 · Oct 22, 2026

Headline figures

MetricQ3 2026Prior qtrYear ago
Record net income$36.4 million——
Revenue$101.7 million——
Earnings net income$36.4 million——
Net income$0.7 million——

EX-99 · Oct 22, 2026

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Paid dividend$5.1M
Dividend$5.1M

Repurchased approximately 137,000 shares during the quarter, with $33.5 million in remaining capacity under the share repurchase program approved on June 9, 2026.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Reports Third Quarter 2026 Financial Results; Record Earnings and Profitability | 3.77% Margin Deposit Growth of 3.0% | Commercial Loan Growth of 2.6% | PACE Growth of 4.0%

Based on: Earnings release + Q3 2026 deck + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Repurchased approximately 137,000 shares during the quarter, with $33.5 million in remaining capacity under the share repurchase program approved on June 9, 2026.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Paid dividend of $5.1 million, at $0.17 per share.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

In addition, there were $5.1 million in dividends paid at $0.17 per outstanding share, and approximately $6.5 million in share buybacks during the quarter.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Core net income is defined as net income after tax excluding gains and losses on sales of securities, ICS One-Way Sell fee income, gains or losses and changes in fair value on loans held-for-sale, gains on the sale of owned property, subdebt repurchase gain, costs related to branch closures, restructuring/severance costs, tax credits and accelerated depreciation on solar equity investments, and taxes on notable pre-tax items.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Core non-interest income is defined as total non-interest income excluding gains and losses on sales of securities, ICS One-Way Sell fee income, changes in fair value on loans held-for-sale, gains on the sale of owned property, subdebt repurchase gain, and tax credits and accelerated depreciation on solar equity investments.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

limitations on the ability to declare and pay dividends; 19.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Strategy & priorities

Efforts to resolve the exposures through foreclosure, note sales, or other exit strategies remain ongoing.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Investor Contact: Jamie Lillis Solebury Strategic Communications shareholderrelations@amalgamatedbank.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Risks & headwinds

trade policies and other global political factors beyond the Company s control, including the imposition of tariffs, which raise economic uncertainty, potentially leading to slower growth and a decrease in loan demand; 12.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Forward- looking statements are subject to known and unknown risks, uncertainties and other factors, any or all of which could cause actual results to differ materially from the results expressed or implied by such forward-looking statements.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

These risks and uncertainties include, but are not limited to: 1.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

negative economic and political conditions that adversely affect the general economy, housing prices, the real estate market, the job market, consumer confidence, the financial condition of borrowers and consumer spending habits, which may affect, among other things, the level of non-performing assets, charge-offs and provision expense; 8.

SEC original ↗Amalgamated Financial Corp. — Earnings release (8-K exhibit)EX-99Oct 22, 2026

Forward-looking statements are subject to known and unknown risks, uncertainties and other factors, any or all of which could cause actual results to differ materially from the results expressed or implied by such forward-looking statements.

SEC original ↗Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

negative economic and political conditions that adversely affect the general economy, housing prices, the real estate market, the job market, consumer confidence, the financial condition of borrowers and consumer spending habits, which may affect, among other things, the level of non- performing assets, charge-offs and provision expense; 8.

SEC original ↗Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit)EX-99Oct 22, 2026

Documents

Earnings deck slides

0 decks with slide view

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Amalgamated Financial Corp. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Filings

37 documents

Earnings releases

4 documents

Presentations

12 documents

Transcripts

0 documents

No transcripts for Amalgamated Financial Corp. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.