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Inferra AI / Company / QTWO

Q2 Holdings, Inc.

QTWO · Information Technology

Last earnings Oct 28, 2026

Key results

Revenuequarter

$201.7 million

GAAP Results for the Third Quarter 2025 Revenue of $201.7 million, up 15 percent year-over-year an d 3 percent from second quarter 2025.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Growthquarter

up 15 percent

GAAP Results for the Third Quarter 2025 Revenue of $201.7 million, up 15 percent year-over-year an d 3 percent from second quarter 2025.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

GAAP gross marginquarter

54.0 percent

GAAP gross margin of 54.0 percent, up from 50.9 percent in the prior-year quarter and 53.6 percent in second quarter 2025 .

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

GAAP net incomequarter

$15.0 million

GAAP net income of $15.0 million compared to GAAP net loss of $11.8 million for the prior-year quarter and GAAP net income of $11.8 million for second quarter 2025.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Subscription Annualized Recurring revenuequarter

$745.4 million

Subscription Annualized Recurring Revenue increased to $745.4 million, up 14 percent year-over-year.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Gross marginfull-year

60%

Adjusted EBITDA margin expansion of approximately 250 basis points and at least a 60% gross margin for the year.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

AI analysis

Q3 2025 · reported Nov 5, 2025

Based on: Earnings release + parent 8-K + 10-K — transcript not held

Revenue · Q3 2025
$201.7M
EX-99 · Nov 5, 2025
Gross margin · Full year
60%
EX-99 · Nov 5, 2025
GAAP net income · Q3 2025
$15.0M
EX-99 · Nov 5, 2025
Growth · Q3 2025
up 15 percent
EX-99 · Nov 5, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Revenue$201.7 million——
Growthup 15 percent——
GAAP gross margin54.0 percent——
GAAP net income$15.0 million——
Subscription Annualized Recurring revenue$745.4 million——

EX-99 · Nov 5, 2025

Guidance · company-stated

Direction: Raised

Revenue — Raised

“Based on our year-to-date performance and outlook for the rest of the year, we are raising our full-year guidance for revenue and adjusted EBITDA.”

Classified from the release's primary full-year outlook statement.

Next earningsNo verified date on fileNo date is estimated or imported

Margin

GAAP gross margin54.0 percent
Gross marginfull year60%

Capital allocation

Announces Third Quarter 2025 Financial Results Announces $150 million share repurchase authorization AUSTIN, Texas (November 5, 2025) Q2 Holdings, Inc.

Share Repurchase Program Today, Q2 is announcing its Board of Directors has authorized a share repurchase program pursuant to which Q2 may purchase up to $150 million of its common stock in the open market or in privately negotiated transactions, including accelerated share repurchase transactions, block trades or pursuant to Rule 10b5-1 trading plans.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Announces Third Quarter 2025 Financial Results Announces $150 million share repurchase authorization AUSTIN, Texas

Based on: Earnings release + parent 8-K + 10-K — transcript not held

Guidance & outlook

Direction: Raised

Revenue — Raised (“raising”)
“Based on our year-to-date performance and outlook for the rest of the year, we are raising our full-year guidance for revenue and adjusted EBITDA.”

Classified from the release's primary full-year outlook statement.

Capital allocation

Announces Third Quarter 2025 Financial Results Announces $150 million share repurchase authorization AUSTIN, Texas (November 5, 2025) Q2 Holdings, Inc.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Share Repurchase Program Today, Q2 is announcing its Board of Directors has authorized a share repurchase program pursuant to which Q2 may purchase up to $150 million of its common stock in the open market or in privately negotiated transactions, including accelerated share repurchase transactions, block trades or pursuant to Rule 10b5-1 trading plans.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Our strong balance sheet and cash flow generation give us flexibility to invest in growth, retire debt, and opportunistically execute our $150 million share repurchase program.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Strategy & priorities

I m also excited about leadership changes we believe will better align our talent and focus with our long-term strategy, strengthening our ability to innovate through AI and deliver even greater impact for our customers.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

An expansion agreement with a Top 50 U.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

An expansion agreement with an Enterprise bank to utilize our risk and fraud solutions.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Customers Explore Next Frontier of Q2's Digital Software Initiatives at Q2's Second Annual Dev Days Customer Conference Q2 hosted its second annual Dev Days customer conference in October, where it shared future architecture and technology enhancements.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Q2 demonstrated a range of AI offerings currently in development which illustrate the breadth of its strategy, including an AI copilot which utilizes natural language prompts to assist account holders and service representatives as well as an AI assisted coding in Q2's software development kit (SDK), which makes developer documentation available via conversational developer tools.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Risks & headwinds

Factors that could cause actual results to differ materially from those described herein include risks related to (a) the risks associated with continued uncertainty regarding U.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

Additional information relating to the uncertainty affecting the Q2 business is contained in Q2's filings with the Securities and Exchange Commission, including our quarterly report on Form 10-Q for the third quarter of 2025 and our Annual Report on Form 10-K for the year ended December 31, 2024, filed with the SEC on February 12, 2025.

SEC original ↗Q2 Holdings, Inc. — Earnings release (8-K exhibit)EX-99Nov 5, 2025

These statements are not guarantees of future performance or development and involve known and unknown risks, uncertainties and other factors that are in some cases beyond our control.

SEC original ↗Q2 Holdings, Inc. — 10-K Annual report10-KFeb 11, 2026

All of our forward-looking statements are subject to risks and uncertainties that may cause our actual results to differ materially from our expectations.

SEC original ↗Q2 Holdings, Inc. — 10-K Annual report10-KFeb 11, 2026

" Given these risks and uncertainties, you should not place undue reliance on these forward-looking statements.

SEC original ↗Q2 Holdings, Inc. — 10-K Annual report10-KFeb 11, 2026

These strengths allow us to address the evolving needs and challenges within the financial services industry, as we continually innovate and adapt our offerings to meet the changing demands of our customers and their End Users.

SEC original ↗Q2 Holdings, Inc. — 10-K Annual report10-KFeb 11, 2026

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

Microsoft (MSFT) Information TechnologyTeradyne (TER) Information TechnologyASML Holding (ASML) Information TechnologyMicron Technology (MU) Information TechnologySeagate Technology (STX) Information TechnologyUnited Microelectronics (UMC) Information TechnologyMonolithic Power Systems (MPWR) Information TechnologyCoherent Corp. (COHR) Information Technology
Documents

Filings

33 documents

Earnings releases

42 documents

Presentations

0 documents

No presentations for Q2 Holdings, Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for Q2 Holdings, Inc. are held in this edition of the library.

See also the earnings calendar for every tracked company’s next earnings date.