Inferra AI / Company / PAY
Paymentus Holdings, Inc.
PAY · Industrials
Last earnings Aug 3, 2026
Key results
Record revenuequarter
$280.1 million
htm EX-99.1 EX-99.1 Paymentus Reports Second Quarter 2025 Financial Results Record revenue of $280.1 million, up 41.9% year-over-year Adjusted EBITDA rose 40.7%, representing a 33.9% adjusted EBITDA margin CHARLOTTE, North Carolina, August 4, 2025 -- Paymentus Holdings, Inc .
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
Growthquarter
up 41.9%
htm EX-99.1 EX-99.1 Paymentus Reports Second Quarter 2025 Financial Results Record revenue of $280.1 million, up 41.9% year-over-year Adjusted EBITDA rose 40.7%, representing a 33.9% adjusted EBITDA margin CHARLOTTE, North Carolina, August 4, 2025 -- Paymentus Holdings, Inc .
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
Revenuequarter
$280.1 million
Second Quarter 2025 Financial and Business Highlights • Revenue was $280.1 million, an increase of 41.9% year-over-year, largely driven by an increased number of billers and higher transactions.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
Net incomequarter
$14.7 million
• Net income was $14.7 million compared to $9.4 million in the prior period, and diluted GAAP earnings per share was $0.11 compared to $0.07 in the prior period.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
Non-GAAP net incomequarter
$19.3 million
• Non-GAAP net income (1,2) was $19.3 million compared to $13.4 million in the prior period, and diluted non-GAAP earnings per share (1,2) was $0.15 compared to $0.10 in the prior period.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
AI analysis
Q2 2025 · reported Aug 4, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Headline figures
| Metric | Q2 2025 | Prior qtr | Year ago |
|---|---|---|---|
| Record revenue | $280.1 million | — | — |
| Growth | up 41.9% | — | — |
| Revenue | $280.1 million | — | — |
| Net income | $14.7 million | — | — |
| Non-GAAP net income | $19.3 million | — | — |
Guidance · company-stated
No guidance located in the held release
“In addition, Paymentus does not meaningfully reconcile guidance for contribution profit because the determination of contribution profit is subject to variables outside our control, such as an increase in the average payment amount, changes in the payment mix, or the payment channel used by consumers that can influence contribution profit, and cannot be determined without unreasonable effort, if at all.”
Capital allocation
3 Free cash flow is defined as net cash provided by (used in) operating activities less capital expenditures and capitalized internal-use software development costs.
As the liquidation and dividend rights are identical, the undistributed earnings are allocated on a proportionate basis to each class of common stock, and the resulting basic and diluted net income per share attributable to common stockholders are, therefore, the same for both Class A and Class B common stock on both an individual and combined basis.
Event summary
Paymentus Reports Second Quarter 2025 Financial Results Record revenue of $280.1 million, up 41.9% year-over-year Adjusted EBITDA rose 40.7%, representing a 33.9% adjusted EBITDA margin
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
No guidance located in the held release
Capital allocation
3 Free cash flow is defined as net cash provided by (used in) operating activities less capital expenditures and capitalized internal-use software development costs.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
As the liquidation and dividend rights are identical, the undistributed earnings are allocated on a proportionate basis to each class of common stock, and the resulting basic and diluted net income per share attributable to common stockholders are, therefore, the same for both Class A and Class B common stock on both an individual and combined basis.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Free Cash Flow We calculate free cash flow as net cash provided by (used in) operating activities less capital expenditures, other intangible assets acquired, and capitalized internal-use software development costs.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Strategy & priorities
All statements other than statements of historical or current fact included in this press release are forward-looking statements, including but not limited to statements regarding bookings and backlog, visibility for the balance of 2025, our ability to deliver near and longer-term growth and strategic objectives, outlook for 2025, future financial performance and our updated third quarter and full year 2025 financial guidance.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
We use these non-GAAP measures in conjunction with GAAP measures as part of our overall assessment of our performance and liquidity, including the preparation of our annual operating budget and quarterly forecasts, to evaluate the effectiveness of our business strategies, and to communicate with our board of directors concerning our financial performance and liquidity.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
In some cases, you can identify forward-looking statements because they contain words such as may, will, should, expect, plan, anticipate, could, intend, target, project, contemplate, believe, estimate, predict, potential or continue or the negative of these words or other similar terms or expressions that concern our expectations, strategy, plans or intentions.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
The CODM uses consolidated net income to assess overall Company performance, monitor progress toward financial targets, and make strategic decisions regarding the allocation of resources across functions and initiatives.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Equity Warrants On May 13, 2021, the Company entered into a warrant agreement with JPMC Strategic Investments I Corporation ( JPMC ), an affiliate of J.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Risks & headwinds
Third Quarter 2025 Fiscal-Year 2025 Revenue $278 million to $282 million $1,123 million to $1,132 million Contribution Profit $92 million to $94 million $369 million to $373 million Adjusted EBITDA $30 million to $32 million $123 million to $127 million 1 Paymentus does not reconcile its forward-looking guidance for non-GAAP measures because certain financial information, the probable significance of which cannot be determined, is not available and cannot be reasonably estimated due to potential variability, complexity and uncertainty as to the items that would be excluded from the GAAP measure in the relevant future period.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
Forward-looking statements involve risks and uncertainties.
SEC original ↗Paymentus Holdings, Inc. — Earnings release (8-K exhibit)EX-99Aug 4, 2025
Legal Proceedings 27 Item 1A.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Exhibits 28 Signatures 29 2 Special Note Regarding Forward-Looking Statements This report on Form 10-Q for the quarterly period ended June 30, 2026 ( Quarterly Report ) contains forward-looking statements within the meaning of the federal securities laws, such as those under the headings Risk Factors and Management's Discussion and Analysis of Financial Condition and Results of Operations, which statements involve substantial risks and uncertainties.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Forward-looking statements may involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from historical results or from any future results or projections expressed or implied by such forward-looking statements.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
The outcome of the events described in these forward-looking statements is subject to risks, uncertainties and other factors, including those described in the section titled Risk Factors and elsewhere in this Quarterly Report.
SEC original ↗Paymentus Holdings, Inc. — 10-Q Quarterly report10-QAug 4, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documents- Q2 2026
- 10-QPAY
- 8-KPAY
- 8-K/APAY
- 8-KPAY
Jul 23, 2026
- 8-K/APAY
Jul 23, 2026
- Q1 2026
- 8-KPAY
- 10-QPAY
- 8-KPAY
- 8-KPAY
- Q4 2025
- 8-KPAY
Mar 26, 2026
- 8-KPAY
Mar 13, 2026
- 10-KPAY
Feb 24, 2026
- 8-KPAY
Feb 23, 2026
- Q3 2025
- 10-QPAY
- 8-KPAY
- Q2 2025
- 10-QPAY
- 8-KPAY
- 8-KPAY
- Q1 2025
- 8-KPAY
- 10-QPAY
- 8-KPAY
- Q4 2024
- 8-KPAY
Mar 19, 2025
- 10-KPAY
Mar 11, 2025
- 8-KPAY
Mar 10, 2025
- Q3 2024
- 8-KPAY
Nov 12, 2024
- 10-QPAY
Nov 12, 2024
- Q2 2024
- 10-QPAY
- 8-KPAY
- Q1 2024
- 8-KPAY
- 10-QPAY
Earnings releases
10 documentsPresentations
0 documentsNo presentations for Paymentus Holdings, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Paymentus Holdings, Inc. are held in this edition of the library.
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