Marqeta, Inc.

treasury bills $ 245,988 $ $ $ 245,988 Money market funds 104,605 104,605 Commercial paper 74,938 74,938 Certificates of deposit 11,500 11,500 Corporate debt securities 11,566 11,566 Short-term investments U.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

treasury bills $ 292,381 $ $ $ 292,381 Money market funds 96,042 96,042 Commercial paper 41,450 41,450 Certificates of deposit 35,213 35,213 Corporate debt securities 16,059 16,059 Short-term investments U.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

treasury securities, asset-backed securities, and corporate debt securities within Level 1 or Level 2 of the fair value hierarchy because the Company values these investments using quoted market prices or alternative pricing sources and models utilizing market observable inputs.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Share Repurchase Programs On May 6, 2024, the Company s Board of Directors authorized a share repurchase program of up to $ 200 million of the Company s Class A common stock (the 2024 Share Repurchase Program ).

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Under the 2024 Share Repurchase Program, the Company was authorized to repurchase shares through open market purchases, in privately negotiated transactions or by other methods, in accordance with applicable federal securities laws, including through trading plans under Rule 10b5-1 of the Exchange Act.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

The number of shares repurchased and the timing of purchases were based on general business and market conditions, and other factors, including legal requirements.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

We continue to deepen our customer relationships and enable their growth through innovative card programs, seamless geographic expansion and value-added services.

SEC original ↗Marqeta, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Forward-looking statements expressed or implied in this press release include, but are not limited to, statements relating to Marqeta s quarterly and annual guidance statements regarding Marqeta s business plans, business strategy and the continued success and growth of our customers statements regarding Marqeta's partnerships, new product introductions, and product capabilities, including credit card issuing and statements made by Marqeta s interim CEO and CFO.

SEC original ↗Marqeta, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

In some cases, you can identify forward-looking statements because they contain words such as may, will, shall, should, expects, plans, anticipates, could, intends, target, projects, contemplates, believes, estimates, predicts, potential, or continue or the negative of these words or other similar terms or expressions that concern our expectations, strategy, plans or intentions.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

A reconciliation of Adjusted EBITDA margin to the comparable GAAP measure for the third quarter and full year of 2025 is not available due to the challenges and impracticability with estimating some of the items as such items cannot be reasonably predicted and could be significant.

SEC original ↗Marqeta, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Because of those challenges, reconciliations of such forward-looking non-GAAP financial measures are not available without unreasonable effort.

SEC original ↗Marqeta, Inc. — Earnings release (8-K exhibit)EX-99Aug 6, 2025

Legal Proceedings 44 Item 1A.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Exhibits 47 Signatures 48 2 Note About Forward-Looking Statements This Quarterly Report on Form 10-Q contains forward-looking statements within the meaning of the federal securities laws, which are statements that involve substantial risks and uncertainties.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

Forward-looking statements contained in this Quarterly Report on Form 10-Q include, but are not limited to, statements about: uncertainties related to U.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026

The outcome of the events described in these forward-looking statements is subject to risks, uncertainties, and other factors described or incorporated by reference in the sections titled Risk Factors in our most recently filed Annual Report on Form 10-K for the fiscal year ended December 31, 2025 (the 2025 Annual Report ), as updated by our Quarterly Report on Form 10-Q filed with the SEC on May 5, 2026, and as may be updated from time to time by this Quarterly Report on Form 10-Q or other quarterly or periodic filings.

SEC original ↗Marqeta, Inc. — 10-Q Quarterly report10-QAug 4, 2026