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Inferra AI / Company / MHO

M/I Homes, Inc.

MHO · Industrials

Last earnings Oct 21, 2026

Key results

Net incomequarter

$106.5 million

Net income of $106.5 million ($3.92 per diluted share) versus $145 million ($5.10 per diluted share) New contracts were 1,908, compared to 2,023 in last year s third quarter, a 6% decrease Shareholders equity reached a record $3.1 billion, an 11% increase from a year ago

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

net income of $106.5 million ($3.92 per diluted share).

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

This compares to pre-tax income of $188.7 million and net income of $145.4 million, or $5.10 per diluted share, for the third quarter of 2024, both were third quarter records.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

For the nine months ended September 30, 2025, pre-tax income was $446.0 million and net income was $339.0 million, or $12.32 per diluted share, compared to $563.1 million and $430.3 million, or $14.99 per diluted share, for the same period of 2024, respectively.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Revenuequarter

$140 million

We produced $140 million of pre-tax income representing 12% of revenue and delivered a third quarter record 2,296 homes.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + parent 8-K — transcript not held

Revenue · Q3 2025
$140M
EX-99 · Oct 22, 2025
Diluted EPS · Q3 2025
$3.92
EX-99 · Oct 22, 2025
Net income · Q3 2025
$106.5M
EX-99 · Oct 22, 2025

Headline figures

MetricQ3 2025Prior qtrYear ago
Net income$106.5 million——
Revenue$140 million——

EX-99 · Oct 22, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Our financial position is excellent, highlighted by Moody s upgrade of our credit rating and the extension of our unsecured credit facility to 2030, with an increased borrowing capacity from $650 million to $900 million.

We ended the quarter with zero borrowings under this facility, a homebuilding debt-to-capital ratio of 18%, and a net debt-to-capital ratio of negative 1%.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

M I Homes Reports 2025 Third Quarter Results Columbus, Ohio

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

Our financial position is excellent, highlighted by Moody s upgrade of our credit rating and the extension of our unsecured credit facility to 2030, with an increased borrowing capacity from $650 million to $900 million.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

We ended the quarter with zero borrowings under this facility, a homebuilding debt-to-capital ratio of 18%, and a net debt-to-capital ratio of negative 1%.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

(2) The ratio of homebuilding debt to capital is calculated as the carrying value of our homebuilding debt outstanding divided by the sum of the carrying value of our homebuilding debt outstanding plus shareholders equity.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Risks & headwinds

These statements involve a number of risks and uncertainties.

SEC original ↗M/I Homes, Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Competitors

Competitors & peers

Same GICS sector — classification peers, not declared competitors

RELX (RELX) IndustrialsThomson Reuters (TRI) IndustrialsFedEx (FDX) IndustrialsVertiv (VRT) IndustrialsCanadian National Railway (CNI) IndustrialsAerCap Holdings (AER) IndustrialsCanadian Pacific Kansas City (CP) IndustrialsGeneral Dynamics (GD) Industrials
Documents

Filings

30 documents

Earnings releases

13 documents

Presentations

0 documents

No presentations for M/I Homes, Inc. are held in this edition of the library.

Transcripts

0 documents

No transcripts for M/I Homes, Inc. are held in this edition of the library.

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