Inferra AI / Company / MCRI

Monarch Casino & Resort Inc.

MCRI · Consumer Discretionary

Last earnings Oct 28, 2026

Key results

History Declares Cash dividendquarter

$0.30

htm PRESS RELEASE EdgarFiling EXHIBIT 99.1 Monarch Casino & Resort Reports All-Time Record Quarterly Financial Results The 2025 Third Quarter Marks the Highest-Ever Quarterly Level of Revenue, Net Income and EBITDA in Company s 32 Year History Declares Cash Dividend of $0.30 per Share Payable on December 15, 2025 RENO, Nev.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Net revenuequarter

3.6%

Net revenue increased 3.6% year-over-year to $142.8 million, reflecting growth in casino, food and beverage, and hotel revenues.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Revenuequarter

$142.8 million

Summary of 2025 Third Quarter Operating Results In the third quarter of 2025, the Company generated net revenue of $142.8 million compared to $137.9 million in the corresponding prior-year period.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Casino revenuequarter

5.0%

Casino revenue increased 5.0%, food and beverage ( F&B ) revenue increased 2.9% and hotel revenues increased 3.9%, all compared to the same prior-year period.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Casino operating expense as a percentage of casino revenue decreased to 35.8% during the third quarter of 2025 from 36.3% in the corresponding prior-year period, primarily due to improved labor management and operational efficiencies.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

F&B revenuequarter

69.9%

During the third quarter of 2025, F&B operating expense as a percentage of F&B revenue decreased to 69.9% from 72.8% in the corresponding prior-year period due to labor efficiency, as well as increases in F&B revenue per cover.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Hotel operating expense as a percentage of hotel revenue declined to 31.4% in the third quarter of 2025 compared to 33.8% in the corresponding prior-year period primarily due to higher Average Daily Rate.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Net incomequarter

14.4%

Net income for the third quarter of 2025 increased 14.4%.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

AI analysis

Q3 2025 · reported Oct 22, 2025

Based on: Earnings release + parent 8-K — transcript not held

Revenue · Q3 2025

$142.8M

+3.6% +$5M vs year ago computed from stated figures

EX-99 · Oct 22, 2025

History Declares Cash dividend · Q3 2025

$0.30

EX-99 · Oct 22, 2025

The quarter in charts

Revenue — quarterly

As stated

EX-99 · Oct 22, 2025 Statement values as stated in the release.

Headline figures

Metric	Q3 2025	Prior qtr	Year ago
History Declares Cash dividend	$0.30	—	—
Net revenue	3.6%	—	—
Revenue	$142.8 million	—	$137.9 million
Casino revenue	5.0%	—	—
F&B revenue	69.9%	—	—
Net income	14.4%	—	—

EX-99 · Oct 22, 2025

Guidance · company-stated

No guidance located in the held release

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

History Declares Cash dividend$0.30

Capex$5.4M

Dividend$0.30

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

CEO Comment John Farahi, Co-Chairman and Chief Executive Officer of Monarch, commented: In the third quarter of 2025, Monarch delivered all-time record quarterly financial results

Based on: Earnings release + parent 8-K — transcript not held

Guidance & outlook

No guidance located in the held release

Capital allocation

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Credit Facility and Liquidity As of September 30, 2025, the Company had cash and cash equivalents of $107.6 million and no borrowings against its credit facility.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Capital expenditures of $5.4 million in the third quarter of 2025 were funded from operating cash flow and included expenditures related to the now completed redesign and upgrade of guest rooms at Atlantis, as well as ongoing maintenance capital expenditures at both of the Company s properties.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

On September 15, 2025, the Company paid a cash dividend of $0.30 per share to stockholders of record as of September 1, 2025.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

The cash dividend was also funded from operating cash flow.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

In the third quarter of 2025, the Company purchased, on the open market, 111,169 shares of its common stock for an aggregate amount of $11.3 million under its Repurchase Plan.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Strategy & priorities

On a year-over-year basis, we improved casino, food and beverage, and hotel expense margins reflecting our focus on marketing initiatives, streamlining processes, and utilizing technology.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Monarch believes its strong balance sheet and free cash flow favorably position the Company to continue investing in its properties and returning capital to stockholders through cash dividends and share repurchases.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Example of forward-looking statements include, among others, statements we make regarding: (i) the continuing strength of our balance sheet and our expected free cash flow; (ii) our expectations regarding continuing our dividend payments in the future; (iii) our expectations regarding the cash flow we expect to generate to fund our cash dividends to stockholders; and, (iv) our beliefs regarding the impact of our capital investment strategy and evaluation of potential strategic transactions on our long term success.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Risks & headwinds

, including, as previously reported, the litigation against us by such contractor; the judgment entered in PCL s favor and against Monarch in the above-mentioned litigation in the amount of $74,627,657 (the Judgment ), in Case No.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Additional information concerning potential factors that could adversely affect all forward-looking statements, including the Company's financial results, is included in our Securities and Exchange Commission filings, including our most recent annual report on Form 10-K and quarterly reports on Form 10-Q, which are available on our website at www.

SEC original ↗Monarch Casino & Resort Inc. — Earnings release (8-K exhibit)EX-99Oct 22, 2025

Documents