Inferra AI / Company / GWRE
Guidewire Software, Inc.
GWRE · Information Technology
Last earnings Sep 3, 2026
Key results
Revenuequarter
23%
In fiscal 2025 growth accelerated to 19% for ARR, 22% for fully ramped ARR, and 23% for total revenue, while strong operational discipline led to cash flow from operations margin of 25%.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Total revenuefull-year
$1,202.5 million
Fiscal Year 2025 Financial Highlights Revenue Total revenue for fiscal year 2025 was $1,202.5 million, an increase of 23% from fiscal year 2024.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Subscription and support revenue was $731.3 million, an increase of 33% license revenue was $251.9 million, an increase of 1% and services revenue was $219.2 million, an increase of 21%, each compared to fiscal year 2024.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
GAAP net incomefull-year
$69.8 million
GAAP net income was $69.8 million for fiscal year 2025, compared with GAAP net loss of $6.1 million for fiscal year 2024.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
GAAP net income per share was $0.81 for fiscal year 2025, based on diluted weighted average shares outstanding of 85.9 million, compared with GAAP net loss per share of $0.07 for fiscal year 2024, based on diluted weighted average shares outstanding of 82.3 million.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Non-GAAP net incomefull-year
$227.9 million
Non-GAAP net income was $227.9 million for fiscal year 2025, compared with $114.5 million for fiscal year 2024.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Non-GAAP net income per share was $2.65 for fiscal year 2025, based on diluted weighted average shares outstanding of 85.9 million, compared with $1.35 for fiscal year 2024, based on diluted weighted average shares outstanding of 87.4 million.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Fourth Quarter Fiscal Year 2025 Financial Highlights Revenue Total revenue for the fourth quarter of fiscal year 2025 was $356.6 million, an increase of 22% from the same quarter in fiscal year 2024.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
AI analysis
Q4 FY2025 · reported Sep 4, 2025
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance · company-stated
“between $1 million and $7 million”
“between $350 million and $370 million”
Guidance stated in the release's Business Outlook table for the first quarter of fiscal year 2026; no direction stated — figures as stated in the table.
Capital allocation
Non-GAAP net income (loss) and non-GAAP tax provision (benefit) also exclude the amortization of debt issuance costs from our convertible senior notes, changes in fair value of strategic investments, gain (loss) on sale of strategic investments, retirement of debt, and related tax effects of the non-GAAP adjustments.
Prior to fiscal year 2025, there were no transactions similar to the retirement of debt in any periods presented on the consolidated statements of operations.
Event summary
We delivered exceptional results in fiscal 2025, surpassing the high end of our outlook for all our financial targets, said Jeff Cooper, chief financial officer, Guidewire
Based on: Earnings release + parent 8-K + 10-Q — transcript not held
Guidance & outlook
Total revenue: “Total revenue between $315 million and $321 million”
Operating income: “Operating income between $1 million and $7 million”
Operating cash flow: “Operating cash flow between $350 million and $370 million”
Total revenue (“the first quarter of fiscal year 2026”)
“Total revenue between $315 million and $321 million”
Operating income (“the first quarter of fiscal year 2026”)
“Operating income between $1 million and $7 million”
Operating cash flow (“the first quarter of fiscal year 2026”)
“Operating cash flow between $350 million and $370 million”
Guidance stated in the release's Business Outlook table for the first quarter of fiscal year 2026; no direction stated — figures as stated in the table.
Capital allocation
Non-GAAP net income (loss) and non-GAAP tax provision (benefit) also exclude the amortization of debt issuance costs from our convertible senior notes, changes in fair value of strategic investments, gain (loss) on sale of strategic investments, retirement of debt, and related tax effects of the non-GAAP adjustments.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Prior to fiscal year 2025, there were no transactions similar to the retirement of debt in any periods presented on the consolidated statements of operations.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
The forward-looking statements may include statements concerning, among other things, our business strategy (including anticipated trends and developments in, and management plans for, our business, and the markets in which we operate), financial results, results of operations, revenue, gross margins, operating expenses, services, products, projected costs and capital expenditures, research and development programs, cloud operations, cybersecurity effectiveness, sales and marketing initiatives, and competition.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Government bonds 18,441 18,441 Total long-term investments 333,754 333,754 Total $ 488,854 $ 838,397 $ $ 1,327,251 Convertible Senior Notes 15 Table of Contents In March 2018, the Company issued $ 400.0 million aggregate principal amount of 1.25 % Convertible Senior Notes due 2025 (the 2025 Convertible Senior Notes ) and, in October 2024, the Company issued $ 690.0 million aggregate principal amount of 1.25 % Convertible Senior Notes due 2029 (the 2029 Convertible Senior Notes, together with the 2025 Convertible Senior Notes, the Convertible Senior Notes ).
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Debt Convertible Senior Notes In March 2018, the Company issued $ 400.0 million aggregate principal amount of the 2025 Convertible Senior Notes.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
The 2029 Convertible Senior Notes will mature on November 1, 2029 unless repurchased, redeemed, or converted prior to such date.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Strategy & priorities
Non-GAAP net income (loss) and non-GAAP tax provision (benefit) also exclude the amortization of debt issuance costs from our convertible senior notes, changes in fair value of strategic investments, gain (loss) on sale of strategic investments, retirement of debt, and related tax effects of the non-GAAP adjustments.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
ARR reflects all fee changes due to contract renewals, non-renewals, expansion, cancellations, attrition, or renegotiations at a higher or lower fee arrangement that are effective as of the ARR reporting date.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
The forward-looking statements may include statements concerning, among other things, our business strategy (including anticipated trends and developments in, and management plans for, our business, and the markets in which we operate), financial results, results of operations, revenue, gross margins, operating expenses, services, products, projected costs and capital expenditures, research and development programs, cloud operations, cybersecurity effectiveness, sales and marketing initiatives, and competition.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Strategic Investments The Company s other assets include strategic investments in privately held companies in which the Company does not have a controlling interest or the ability to exert significant influence.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
The strategic investments consist of non-marketable equity securities that do not have readily determinable market values (Level 3), which are recorded using the measurement alternative of cost less impairment and adjusts cost for subsequent observable changes in fair value, and an investment in a limited partnership, which is recorded using the net asset value practical expedient (Level 3) in accordance with ASC 820.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Risks & headwinds
Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Guidewire s control.
SEC original ↗Guidewire Software, Inc. — Earnings release (8-K exhibit)EX-99Sep 4, 2025
Legal Proceedings 48 Item 1A.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Exhibits 77 Signatures 78 Table of Contents FORWARD-LOOKING STATEMENTS The section titled Management s Discussion and Analysis of Financial Condition and Results of Operations as well as other parts of this Quarterly Report on Form 10-Q and certain information incorporated herein by reference contain forward-looking statements within the meaning of the Securities Act of 1933, as amended (the Securities Act ), and the Securities Exchange Act of 1934, as amended (the Exchange Act ), which are subject to risks and uncertainties.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Forward-looking statements are not guarantees of future performance and involve risks and uncertainties.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
The forward-looking statements contained in this Quarterly Report on Form 10-Q are based on information available to us as of the filing date of this Quarterly Report on Form 10-Q and our current expectations about future events, which are inherently subject to change and involve risks and uncertainties.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Legal Proceedings From time to time, the Company is involved in various legal proceedings and receives claims arising from the normal course of business activities.
SEC original ↗Guidewire Software, Inc. — 10-Q Quarterly report10-QJun 5, 2026
Competitors
Competitors & peers
Same GICS sector — classification peers, not declared competitors
Filings
30 documents- Q2 2026
- 8-KGWRE
Sep 30, 2026
- 10-KGWRE
Sep 11, 2026
- 8-KGWRE
- 8-KGWRE
Jul 22, 2026
- Q1 2026
- 10-QGWRE
- 8-KGWRE
- Q4 2025
- 10-QGWRE
- 8-KGWRE
- 8-KGWRE
- Q3 2025
- 8-KGWRE
Dec 18, 2025
- 10-QGWRE
- 8-KGWRE
- Q2 2025
- 10-KGWRE
Sep 11, 2025
- 8-KGWRE
- 8-KGWRE
Jul 29, 2025
- Q1 2025
- 10-QGWRE
- 8-KGWRE
- Q4 2024
- 10-QGWRE
- 8-KGWRE
- 8-KGWRE
Jan 27, 2025
- Q3 2024
- 8-KGWRE
Dec 20, 2024
- 8-KGWRE
Dec 18, 2024
- 10-QGWRE
- 8-KGWRE
- 8-KGWRE
Oct 18, 2024
- Q2 2024
- 8-KGWRE
Sep 25, 2024
- 10-KGWRE
Sep 16, 2024
- 8-KGWRE
- Q1 2024
- 8-KGWRE
Jun 14, 2024
- 10-QGWRE
Earnings releases
11 documentsPresentations
0 documentsNo presentations for Guidewire Software, Inc. are held in this edition of the library.
Transcripts
0 documentsNo transcripts for Guidewire Software, Inc. are held in this edition of the library.
See also the earnings calendar for every tracked company’s next earnings date.