Green Brick Partners, Inc.

Brickman continued, At quarter-end, we maintained a homebuilding debt-to-total capital ratio of 15.3% and a net homebuilding debt-to-total capital ratio of 9.5%, positioning us among the most financially strong homebuilders.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

stockholders equity and total debt less homebuilding cash and cash equivalents.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The closest GAAP financial measure to the net debt to total capitalization ratio is the debt to total capitalization ratio.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

The following table represents a reconciliation of the net debt to total capitalization ratio as of September 30, 2025 Total capitalization Homebuilding capitalization (1) Gross Cash and cash equivalents Net Gross Cash and cash equivalents Net Total debt, net of debt issuance costs $ 339,501 $ (142,426) $ 197,075 $ 324,944 $ (135,391) $ 189,553 Total Green Brick Partners, Inc.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

stockholders equity 1,804,162 1,804,162 1,804,162 1,804,162 Total capitalization $ 2,143,663 $ (142,426) $ 2,001,237 $ 2,129,106 $ (135,391) $ 1,993,715 Debt to total capitalization ratio 15.8 % 15.3 % Net debt to total capitalization ratio 9.8 % 9.5 % (1) Homebuilding capitalization ratio excludes cash and debt related to our wholly owned mortgage company.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

On March 31, 2026, the Company terminated its secured revolving credit facility.

SEC original ↗Green Brick Partners, Inc. — 10-Q Quarterly report10-QOct 28, 2026

This performance underscores the strength of our infill-focused land self-development strategy, which we believe conti nues to deliver meaningful competitive advantages.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Brickman added, Like our peers across the industry, we addressed both affordability pressures and elevated interest rates by strategically adjusting pricing and incentives to sustain sales momentum.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

We believe our investment-grade balance sheet, combined with our differentiated land strategy, provides the flexibility to adapt to evolving market conditions, resilience in challenging environments, and resources to capitalize on opportunities.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Our focus remains on executing proven strategies, balancing price and pace to achieve top-tier returns, and delivering consistent value to shareholders through operational performance and capital returns.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

As part of the next stage of our expansion, I am thrilled that we broke ground on our first master-planned community in the Houston market, and we anticipate being open for sales there in time for the spring selling season.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

Forward-Looking and Cautionary Statements This press release and our earnings call contain forward-looking statements within the meaning of the Private Securities Litigation Act of 1995.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

These forward-looking statements reflect our current views about future events and involve estimates and assumptions which may be affected by risks and uncertainties in our business, as well as other external factors, which could cause future results to materially differ from those expressed or implied in any forward-looking statement.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025

For a more detailed discussion of these and other risks and uncertainties applicable to Green Brick please see our most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission.

SEC original ↗Green Brick Partners, Inc. — Earnings release (8-K exhibit)EX-99Oct 29, 2025