Inferra AI / Company / ACIW

Aci Worldwide, Inc.

ACIW · Information Technology

Last earnings Aug 6, 2026

Key results

Revenuequarter

revenue up 7% versus prior year, with recurring

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

YTD revenueytd

15%

YTD revenue up 15% versus prior year, with contribution from both Payment Software segment up 18% and Biller segment up 13%

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

YTD net incomeytd

207%

YTD net income up 207% versus prior year, and adjusted

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Our momentum from last quarter continued to build in Q2, with revenue from Payment Software segment growing 18% and Biller segment growing 13% over the first half of 2024, said Robert Leibrock, Chief Financial Officer of ACI.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Growthquarter

up 7%

Q2 AND 1H 2025 FINANCIAL SUMMARY In Q2 2025, revenue was $401 million, up 7% from Q2 2024.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Recurring revenuequarter

$322 million

Recurring revenue in Q2 2025 of $322 million was up 13% from Q2 2024 and represented 80% of total revenue.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Net incomequarter

$12 million

Q2 2025 net income of $12 million compares to a net income of $31 million in Q2 2024.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

In Q2 2025, Payment Software segment revenue declined 1% and segment adjusted EBITDA decreased 12%, versus Q2 2024, reflecting the timing of higher-margin license contracts this year.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

AI analysis

Q2 2025 · reported Aug 7, 2025

Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held

Net income · Q2 2025

$12M

EX-99 · Aug 7, 2025

Recurring revenue · Q2 2025

$322M

EX-99 · Aug 7, 2025

Headline figures

Metric	Q2 2025	Prior qtr	Year ago
Revenue	7%	—	—
Growth	up 7%	—	—
Recurring revenue	$322 million	—	—
Net income	$12 million	—	—

EX-99 · Aug 7, 2025

Guidance · company-stated

Direction: Raised

Revenue

“Reports Financial Results for the Quarter Ended June 30, 2025 HIGHLIGHTS Q2 revenue up 7% versus prior year, with recurring revenue up 13% YTD revenue up 15% versus prior year, with contribution from both Payment Software segment up 18% and Biller segment up 13% YTD net income up 207% versus prior year, and adjusted EBITDA up 24% In Q2, repurchased 2.4 million shares, representing 2.4% of outstanding shares Raising full-year 2025 guidance range for both revenue and adjusted EBITDA Omaha, NE August 7, 2025 ACI Worldwide (NASDAQ ACIW), an original innovator in global payments technology, announced financial results today for the quarter ended June 30, 2025.”

Revenue

“Forward-looking statements in this press release include but are not limited to (i) our move towards a more scalable and less seasonally-weighted financial model, (ii) looking ahead, we remain focused on increasing shareholder value through sales execution, enhancing the growth orientation across ACI, and the continued development and rollout of Connetic, our next generation payments hub platform, (iii) given the robust performance across the business, we are raising our full-year outlook for both revenue and adjusted EBITDA for 2025, and (iv) Q3 2025 and full-year 2025 revenue and adjusted EBITDA financial guidance.”

Company outlook — Raised

“ACI also increased its 2025 financial guidance.”

Company outlook — Raised

“RAISING FULL YEAR 2025 OUTLOOK AND NEW THIRD QUARTER OUTLOOK ACI is raising guidance for the full year 2025.”

Classified from the release's primary full-year outlook statement.

Next earningsNo verified date on fileNo date is estimated or imported

Capital allocation

Revenue7%

Reports Financial Results for the Quarter Ended June 30, 2025 HIGHLIGHTS Q2 revenue up 7% versus prior year, with recurring revenue up 13% YTD revenue up 15% versus prior year, with contribution from both Payment Software segment up 18% and Biller segment up 13% YTD net income up 207% versus prior year, and adjusted EBITDA up 24% In Q2, repurchased 2.4 million shares, representing 2.4% of outstanding shares Raising full-year 2025 guidance range for both revenue and adjusted EBITDA Omaha, NE August 7, 2025 ACI Worldwide (NASDAQ ACIW), an original innovator in global payments technology, announced financial results today for the quarter ended June 30, 2025.

General educational research only — not investment advice.Every figure is as stated in the held documents; values marked “computed from stated figures” are arithmetic on those stated figures. Guidance shown is the company’s own stated guidance. No price targets, no recommendations, no consensus estimates.

Event summary

Aci Worldwide, Inc. Q2 2025 — revenue up 7% versus prior year, with recurring

Based on: Earnings release + Q2 2025 deck + parent 8-K + 10-Q — transcript not held

Guidance & outlook

Direction: Raised

Revenue: “Reports Financial Results for the Quarter Ended June 30, 2025 HIGHLIGHTS Q2 revenue up 7% versus prior year, with recurring revenue up 13% YTD revenue up 15% versus prior year, with contribution from both Payment Software segment up 18% and Biller segment up 13% YTD net income up 207% versus prior year, and adjusted EBITDA up 24% In Q2, repurchased 2.4 million shares, representing 2.4% of outstanding shares Raising full-year 2025 guidance range for both revenue and adjusted EBITDA Omaha, NE August 7, 2025 ACI Worldwide (NASDAQ ACIW), an original innovator in global payments technology, announced financial results today for the quarter ended June 30, 2025.”

Revenue: “Forward-looking statements in this press release include but are not limited to (i) our move towards a more scalable and less seasonally-weighted financial model, (ii) looking ahead, we remain focused on increasing shareholder value through sales execution, enhancing the growth orientation across ACI, and the continued development and rollout of Connetic, our next generation payments hub platform, (iii) given the robust performance across the business, we are raising our full-year outlook for both revenue and adjusted EBITDA for 2025, and (iv) Q3 2025 and full-year 2025 revenue and adjusted EBITDA financial guidance.”

Revenue — Raised (“Raising”)
“Reports Financial Results for the Quarter Ended June 30, 2025 HIGHLIGHTS Q2 revenue up 7% versus prior year, with recurring revenue up 13% YTD revenue up 15% versus prior year, with contribution from both Payment Software segment up 18% and Biller segment up 13% YTD net income up 207% versus prior year, and adjusted EBITDA up 24% In Q2, repurchased 2.4 million shares, representing 2.4% of outstanding shares Raising full-year 2025 guidance range for both revenue and adjusted EBITDA Omaha, NE August 7, 2025 ACI Worldwide (NASDAQ ACIW), an original innovator in global payments technology, announced financial results today for the quarter ended June 30, 2025.”

Company outlook — Raised (“increased”)
“ACI also increased its 2025 financial guidance.”

Revenue — Raised (“raising”)
“Given the robust performance across the business, we are raising our full-year outlook for both revenue and adjusted EBITDA for 2025.”

Company outlook — Raised (“RAISING”)
“RAISING FULL YEAR 2025 OUTLOOK AND NEW THIRD QUARTER OUTLOOK ACI is raising guidance for the full year 2025.”

Revenue — Raised (“increasing”)
“Forward-looking statements in this press release include but are not limited to (i) our move towards a more scalable and less seasonally-weighted financial model, (ii) looking ahead, we remain focused on increasing shareholder value through sales execution, enhancing the growth orientation across ACI, and the continued development and rollout of Connetic, our next generation payments hub platform, (iii) given the robust performance across the business, we are raising our full-year outlook for both revenue and adjusted EBITDA for 2025, and (iv) Q3 2025 and full-year 2025 revenue and adjusted EBITDA financial guidance.”

Classified from the release's primary full-year outlook statement.

Capital allocation

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

In line with our commitment to balanced capital allocation and continued shareholder returns, we repurchased 2.4 million shares in Q2, representing 2.4% of shares outstanding.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

ACI ended Q2 2025 with $190 million in cash on hand and a debt balance of $904 million, representing a net debt leverage ratio of 1.4x adjusted EBITDA.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

In the quarter, the Company also retired its $400 million senior unsecured notes maturing in August 2026 with an incremental term loan under the credit facility that matures in February 2029.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

During Q2 2025, the Company repurchased approximately 2.4 million shares for $119 million in capital, representing 2.4% of outstanding shares.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

First half 2025 repurchases totaled approximately 2.7 million shares for $134 million in capital.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Strategy & priorities

These structural shifts have enabled us to pursue more strategic opportunities and move towards a more scalable and less seasonally weighted financial model.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Looking ahead, we remain focused on increasing shareholder value through sales execution, enhancing the growth orientation across ACI, and the continued development and rollout of Connetic, our next generation payments hub platform.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

For more information contact Investor Relations John Kraft SVP, Head of Strategy and Finance 305-894-2223 john.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

Forward-looking statements in this press release include but are not limited to (i) our move towards a more scalable and less seasonally-weighted financial model, (ii) looking ahead, we remain focused on increasing shareholder value through sales execution, enhancing the growth orientation across ACI, and the continued development and rollout of Connetic, our next generation payments hub platform, (iii) given the robust performance across the business, we are raising our full-year outlook for both revenue and adjusted EBITDA for 2025, and (iv) Q3 2025 and full-year 2025 revenue and adjusted EBITDA financial guidance.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

These structural shifts have enabled us to pursue more strategic opportunities and move towards a more scalable and less seasonally- weighted financial model.

SEC original ↗Aci Worldwide, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 7, 2025

Risks & headwinds

With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

FORWARD-LOOKING STATEMENTS This press release contains forward-looking statements based on current expectations that involve a number of risks and uncertainties.

SEC original ↗Aci Worldwide, Inc. — Earnings release (8-K exhibit)EX-99Aug 7, 2025

htm EX-99.2 aciw-20250807_ex992 Q2 2025 Earnings Presentation August 7, 2025 Exhibit 99.2 This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties.

SEC original ↗Aci Worldwide, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 7, 2025

Forward Looking Statements 15Confidential This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties.

SEC original ↗Aci Worldwide, Inc. — Presentation / slide deck (8-K exhibit)EX-99Aug 7, 2025

These estimates and assumptions are affected by management s application of accounting policies, as well as uncertainty in the current economic environment.

SEC original ↗Aci Worldwide, Inc. — 10-Q Quarterly report10-QAug 6, 2026

Documents

Earnings deck slides

0 decks with slide view

Aci Worldwide, Inc. — Presentation / slide deck (8-K exhibit) — Slide view unavailable — this deck was filed as a web document, whose text has no page boundaries.

Competitors